# ROCKET MORTGAGE, LLC

> **Canonical URL:** https://saferate.com/lenders/rocket-mortgage

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

ROCKET MORTGAGE, LLC is a independent mortgage company, headquartered in PLYMOUTH, MI, serving borrowers nationwide, with 266,411 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 71% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 5% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300FGXN1K3HLB1R50
- **Headquarters:** PLYMOUTH, MI
- **Geographic Reach:** National
- **States Served:** 51
- **State List:** AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
- **Markets (MSAs):** 50
- **Primary Channel:** mix
- **Direct Origination:** 69.2%
- **Brokered/Wholesale:** 30.8%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 29/100
- Rating: ●●○○○ (2/5)

### Pull Through: Exceptional 🤩
- Score: 95/100
- Rating: ●●●●● (5/5)

### Pricing Details
- **Average Rate Spread:** +0.334%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,881
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 266,411
- **Dollar Volume:** $84.9 billion
- **Applications Received:** 363,152
- **Market Share:** 748.00%

## Typical Borrower Profile

- **Average Loan Amount:** $318,498
- **Average Borrower Income:** $131,668

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (69%)
- ⭐ **FHA Gold Superstar** (69%)
- ⭐ **VA Gold Superstar** (69%)
- ⭐ **Jumbo Gold Superstar** (70%)
- ⭐ **Purchase Gold Superstar** (62%)
- ⭐ **Refinance Gold Superstar** (69%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 100/100 | 180,718 | +0.321% | $3,749 | Exceptional 🤩 |
| FHA | 100/100 | 60,784 | +0.525% | $4,173 | Exceptional 🤩 |
| VA | 97/100 | 22,011 | -0.207% | $4,521 | Exceptional 🤩 |
| Jumbo | 96/100 | 2,898 | +0.208% | $3,064 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 99,096 loans, Score: 99/100 (Exceptional)
- Refinance: 81,622 loans, Score: 100/100 (Exceptional)

**FHA:**
- Purchase: 23,597 loans, Score: 98/100 (Exceptional)
- Refinance: 37,187 loans, Score: 100/100 (Exceptional)

**VA:**
- Purchase: 7,783 loans, Score: 94/100 (Exceptional)
- Refinance: 14,228 loans, Score: 100/100 (Exceptional)

**Jumbo:**
- Purchase: 2,258 loans, Score: 95/100 (Exceptional)
- Refinance: 640 loans, Score: 96/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 98/100 | 132,734 | $49.1B | +0.279% | Exceptional 🤩 |
| Refinance | 100/100 | 133,677 | $35.8B | +0.410% | Exceptional 🤩 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 26,634 | 9.34% | 96/100 |
| TX | 21,383 | 6.11% | 98/100 |
| FL | 21,334 | 7.29% | 95/100 |
| MI | 14,284 | 12.62% | 98/100 |
| GA | 13,981 | 10.13% | 100/100 |
| NC | 11,593 | 7.83% | 94/100 |
| PA | 11,053 | 9.13% | 100/100 |
| OH | 11,005 | 8.17% | 96/100 |
| NY | 8,480 | 7.48% | 96/100 |
| VA | 8,280 | 7.67% | 100/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 37,600 | 100/100 |
| Atlanta | GA | 6,570 | 100/100 |
| Houston | TX | 5,725 | 96/100 |
| Phoenix | AZ | 5,365 | 93/100 |
| Los Angeles | CA | 5,129 | 98/100 |
| Warren | MI | 4,709 | 96/100 |
| Dallas | TX | 4,582 | 96/100 |
| Riverside | CA | 3,925 | 93/100 |
| Charlotte | NC-SC | 3,911 | 100/100 |
| Chicago | IL | 3,770 | 92/100 |
| Detroit | MI | 3,175 | 99/100 |
| New York | NY-NJ | 2,884 | 92/100 |
| Denver | CO | 2,715 | 90/100 |
| Baltimore | MD | 2,545 | 95/100 |
| Orlando | FL | 2,512 | 93/100 |

## Frequently Asked Questions

### What loan types does ROCKET MORTGAGE, LLC offer?

ROCKET MORTGAGE, LLC offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does ROCKET MORTGAGE, LLC offer mortgages?

ROCKET MORTGAGE, LLC is a national lender offering mortgages in all 50 states plus Washington D.C.

### How competitive are ROCKET MORTGAGE, LLC's mortgage rates?

ROCKET MORTGAGE, LLC has a pricing score of 29/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.334% above market average.

### What type of lender is ROCKET MORTGAGE, LLC?

ROCKET MORTGAGE, LLC is a non-depository lender that specializes in mortgage origination, headquartered in PLYMOUTH, MI.

### What is ROCKET MORTGAGE, LLC's loan approval success rate?

ROCKET MORTGAGE, LLC has a pull-through score of 95/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/rocket-mortgage

### How to Cite

> "ROCKET MORTGAGE, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/rocket-mortgage

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