# Rockland Trust Company

> **Canonical URL:** https://saferate.com/lenders/rockland-trust

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

Rockland Trust Company is a bank, headquartered in Rockland, MA, serving borrowers across 5 states, with 763 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 26% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 42% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** TKT6FH38184ZYBTPKS77
- **Headquarters:** Rockland, MA
- **Geographic Reach:** Regional
- **States Served:** 5
- **State List:** FL, MA, ME, NH, RI
- **Markets (MSAs):** 6
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 74/100
- Rating: ●●●●○ (4/5)

### Pull Through: Sound ☺️
- Score: 58/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** -0.123%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,250
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 763
- **Dollar Volume:** $389 million
- **Applications Received:** 1,156
- **Market Share:** 2.00%

## Typical Borrower Profile

- **Average Loan Amount:** $509,705
- **Average Borrower Income:** $209,258

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (64%)
- ⭐ **Jumbo Gold Superstar** (64%)
- ⭐ **Purchase Gold Superstar** (64%)
- ⭐ **Refinance Gold Superstar** (64%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 66/100 | 673 | -0.132% | $1,235 | Strong 😀 |
| FHA | 56/100 | 28 | +0.405% | $1,120 | Sound ☺️ |
| Jumbo | 74/100 | 59 | -0.327% | $1,485 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 587 loans, Score: 66/100 (Strong)
- Refinance: 86 loans, Score: 63/100 (Strong)

**FHA:**
- Purchase: 21 loans, Score: 53/100 (Sound)

**Jumbo:**
- Purchase: 56 loans, Score: 76/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 66/100 | 667 | $354M | -0.148% | Strong 😀 |
| Refinance | 62/100 | 96 | $35M | +0.047% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| MA | 709 | 1.17% | 87/100 |
| NH | 21 | 0.14% | 50/100 |
| RI | 15 | 0.14% | 46/100 |
| FL | 13 | 0.00% | 36/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Boston, MA | MA | 323 | 87/100 |
| Cambridge | MA | 199 | 79/100 |
| Providence | RI-MA | 73 | 69/100 |
| Barnstable Town, MA | MA | 58 | 66/100 |
| Worcester, MA | MA | 41 | 65/100 |
| Non |  | 39 | 37/100 |

## Frequently Asked Questions

### What loan types does Rockland Trust Company offer?

Rockland Trust Company offers the following mortgage loan types: FHA, Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Rockland Trust Company offer mortgages?

Rockland Trust Company offers mortgages in 5 states: FL, MA, ME, NH, RI.

### How competitive are Rockland Trust Company's mortgage rates?

Rockland Trust Company has a pricing score of 74/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.123% below market average.

### What type of lender is Rockland Trust Company?

Rockland Trust Company is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Rockland, MA.

### What is Rockland Trust Company's loan approval success rate?

Rockland Trust Company has a pull-through score of 58/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/rockland-trust

### How to Cite

> "Rockland Trust Company Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/rockland-trust

---

**[View Interactive Profile →](https://saferate.com/lenders/rockland-trust)**