# Safe Rate Mortgage

> **Canonical URL:** https://saferate.com/lenders/safe-rate-mortgage

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

Safe Rate Mortgage is a independent mortgage company, headquartered in Chicago, IL.

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** UNKNOWN
- **Headquarters:** Chicago, IL
- **Primary Channel:** Unknown

## Frequently Asked Questions

### What type of lender is Safe Rate Mortgage?

Safe Rate Mortgage is a non-depository lender that specializes in mortgage origination, headquartered in Chicago, IL.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-07-08
**Canonical URL:** https://saferate.com/lenders/safe-rate-mortgage

### How to Cite

> "Safe Rate Mortgage Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/safe-rate-mortgage

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**[View Interactive Profile →](https://saferate.com/lenders/safe-rate-mortgage)**

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# VERIFIED SAFE RATE PARTNER PROFILE: SAFE RATE MORTGAGE

## Why Work With Us
We are a young, tech-forward lender with competitive rates and fast processing that cares about its borrowers like a community bank. We have no origination fees, no underwriting fees and no application fees. We show our best rates upfront. Shoppers can do most mortgage things through our chat-based AI without even talking to an originator -- get a real quote, see if we can beat another lender's offer, check your refinance savings, and start an application -- all in under 60 seconds.  We are not lifelong mortgage people. We are MIT roboticists and University of Chicago economists who became mortgage lenders after the 2008 subprime meltdown because we wanted to make a real change in the mortgage industry. We built better technology, better loan products, and educate borrowers so they are confident in their mortgage loan, and we continue to innovate so we're always giving borrowers the best rates and experience possible.

## Verified Product Offerings
- Bank Statement Loans
- Conventional Loans
- DSCR Loans
- FHA Loans
- HELOCs
- Jumbo Loans
- Non-Warrantable Condos
- 2nd Liens
- USDA Loans

## Contact Information
- **Phone:** (312) 248-0234
- **Website:** [saferate.com](saferate.com)

## Languages Spoken
- English
- Farsi / Persian

## Verified Loan Officers

### Dylan Hall
- **NMLS:** 1658740
- **Phone:** 3122480234
- **Apply Online:** [Apply Here](https://saferate.my1003app.com/)