# Sail Mortgage Corp.

> **Canonical URL:** https://saferate.com/lenders/sail-mortgage

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

Sail Mortgage Corp. is a independent mortgage company, headquartered in Wexford, PA, with 61 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 34% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 63% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 2549006IYID0ECYSJU25
- **Headquarters:** Wexford, PA
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** PA
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 66/100
- Rating: ●●●●○ (4/5)

### Pull Through: Acceptable 🙂
- Score: 37/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** -0.080%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,289
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 61
- **Dollar Volume:** $17 million
- **Applications Received:** 66
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $282,541
- **Average Borrower Income:** $144,082

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 27/100 | 50 | -0.147% | $2,233 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 50 loans, Score: 29/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 32/100 | 61 | $17M | -0.080% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| PA | 61 | 0.05% | 65/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Pittsburgh, PA | PA | 58 | 72/100 |

## Frequently Asked Questions

### What loan types does Sail Mortgage Corp. offer?

Sail Mortgage Corp. offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Sail Mortgage Corp. offer mortgages?

Sail Mortgage Corp. offers mortgages in 1 states: PA.

### How competitive are Sail Mortgage Corp.'s mortgage rates?

Sail Mortgage Corp. has a pricing score of 66/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.080% below market average.

### What type of lender is Sail Mortgage Corp.?

Sail Mortgage Corp. is a non-depository lender that specializes in mortgage origination, headquartered in Wexford, PA.

### What is Sail Mortgage Corp.'s loan approval success rate?

Sail Mortgage Corp. has a pull-through score of 37/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/sail-mortgage

### How to Cite

> "Sail Mortgage Corp. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/sail-mortgage

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