# SANCTUARY HOME MORTGAGE LLC

> **Canonical URL:** https://saferate.com/lenders/sanctuary-home-mortgage

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

SANCTUARY HOME MORTGAGE LLC is a independent mortgage company, headquartered in WILMINGTON, DE, serving borrowers across 2 states, with 141 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 73% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 53% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300U0J1T0K63EKR14
- **Headquarters:** WILMINGTON, DE
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** GA, NC
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 27/100
- Rating: ●●○○○ (2/5)

### Pull Through: Sound ☺️
- Score: 47/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.324%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,429
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 141
- **Dollar Volume:** $69 million
- **Applications Received:** 196
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $491,879
- **Average Borrower Income:** $193,000

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 35/100 | 121 | +0.320% | $3,491 | Acceptable 🙂 |
| Jumbo | 59/100 | 10 | +0.252% | $1,832 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 116 loans, Score: 38/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 39/100 | 136 | $67M | +0.322% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| GA | 140 | 0.10% | 72/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Atlanta | GA | 93 | 72/100 |
| Marietta, GA | GA | 41 | 66/100 |

## Frequently Asked Questions

### What loan types does SANCTUARY HOME MORTGAGE LLC offer?

SANCTUARY HOME MORTGAGE LLC offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does SANCTUARY HOME MORTGAGE LLC offer mortgages?

SANCTUARY HOME MORTGAGE LLC offers mortgages in 2 states: GA, NC.

### How competitive are SANCTUARY HOME MORTGAGE LLC's mortgage rates?

SANCTUARY HOME MORTGAGE LLC has a pricing score of 27/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.324% above market average.

### What type of lender is SANCTUARY HOME MORTGAGE LLC?

SANCTUARY HOME MORTGAGE LLC is a non-depository lender that specializes in mortgage origination, headquartered in WILMINGTON, DE.

### What is SANCTUARY HOME MORTGAGE LLC's loan approval success rate?

SANCTUARY HOME MORTGAGE LLC has a pull-through score of 47/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/sanctuary-home-mortgage

### How to Cite

> "SANCTUARY HOME MORTGAGE LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/sanctuary-home-mortgage

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