# SCHLUMBERGER EMPLOYEES CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/schlumberger-employees-credit-union

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

SCHLUMBERGER EMPLOYEES CREDIT UNION is a credit union, headquartered in Sugar Land, TX, serving borrowers across 6 states, with 119 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 1% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 47% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300UE4FFDNV7ELD54
- **Headquarters:** Sugar Land, TX
- **Geographic Reach:** Multi-Region
- **States Served:** 6
- **State List:** FL, KS, KY, LA, OK, TX
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 99/100
- Rating: ●●●●● (5/5)

### Pull Through: Sound ☺️
- Score: 53/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** -0.418%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $190
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 119
- **Dollar Volume:** $43 million
- **Applications Received:** 140
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $361,387
- **Average Borrower Income:** $192,832

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 33/100 | 118 | -0.417% | $192 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 118 loans, Score: 37/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 36/100 | 119 | $43M | -0.418% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 111 | 0.03% | 66/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Houston | TX | 105 | 72/100 |

## Frequently Asked Questions

### What loan types does SCHLUMBERGER EMPLOYEES CREDIT UNION offer?

SCHLUMBERGER EMPLOYEES CREDIT UNION offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does SCHLUMBERGER EMPLOYEES CREDIT UNION offer mortgages?

SCHLUMBERGER EMPLOYEES CREDIT UNION offers mortgages in 6 states: FL, KS, KY, LA, OK, TX.

### How competitive are SCHLUMBERGER EMPLOYEES CREDIT UNION's mortgage rates?

SCHLUMBERGER EMPLOYEES CREDIT UNION has a pricing score of 99/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.418% below market average.

### What type of lender is SCHLUMBERGER EMPLOYEES CREDIT UNION?

SCHLUMBERGER EMPLOYEES CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Sugar Land, TX.

### What is SCHLUMBERGER EMPLOYEES CREDIT UNION's loan approval success rate?

SCHLUMBERGER EMPLOYEES CREDIT UNION has a pull-through score of 53/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/schlumberger-employees-credit-union

### How to Cite

> "SCHLUMBERGER EMPLOYEES CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/schlumberger-employees-credit-union

---

**[View Interactive Profile →](https://saferate.com/lenders/schlumberger-employees-credit-union)**