# SECURITYNATIONAL MORTGAGE COMPANY

> **Canonical URL:** https://saferate.com/lenders/securitynational-mortgage

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

SECURITYNATIONAL MORTGAGE COMPANY is a independent mortgage company, headquartered in WILMINGTON, DE, serving borrowers across 39 states, with 4,622 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 90% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 32% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300VQUTI5IU7GXT57
- **Headquarters:** WILMINGTON, DE
- **Geographic Reach:** Near-National
- **States Served:** 39
- **State List:** AL, AR, AZ, CA, CO, CT, FL, GA, HI, ID, IL, IN, KS, KY, LA, MD, MI, MN, MO, MS, MT, NC, NJ, NM, NV, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI, WV, WY
- **Markets (MSAs):** 50
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 10/100
- Rating: ●○○○○ (1/5)

### Pull Through: Strong 😀
- Score: 68/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.690%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $4,889
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 4,622
- **Dollar Volume:** $1.7 billion
- **Applications Received:** 7,295
- **Market Share:** 13.00%

## Typical Borrower Profile

- **Average Loan Amount:** $368,630
- **Average Borrower Income:** $129,743

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 73/100 | 2,037 | +0.685% | $4,903 | Strong 😀 |
| FHA | 88/100 | 2,255 | +0.787% | $4,873 | Exceptional 🤩 |
| VA | 76/100 | 260 | -0.109% | $5,167 | Strong 😀 |
| Jumbo | 70/100 | 38 | +0.597% | $4,047 | Strong 😀 |
| USDA | 54/100 | 32 | +0.397% | $3,333 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 1,766 loans, Score: 73/100 (Strong)
- Refinance: 271 loans, Score: 67/100 (Strong)

**FHA:**
- Purchase: 2,147 loans, Score: 89/100 (Exceptional)
- Refinance: 108 loans, Score: 79/100 (Strong)

**VA:**
- Purchase: 244 loans, Score: 74/100 (Strong)

**Jumbo:**
- Purchase: 35 loans, Score: 72/100 (Strong)

**USDA:**
- Purchase: 32 loans, Score: 54/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 82/100 | 4,224 | $1.6B | +0.710% | Exceptional 🤩 |
| Refinance | 74/100 | 398 | $139M | +0.510% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 1,203 | 0.34% | 80/100 |
| UT | 1,162 | 2.58% | 89/100 |
| AZ | 601 | 0.60% | 78/100 |
| NV | 330 | 0.82% | 80/100 |
| FL | 184 | 0.06% | 59/100 |
| GA | 178 | 0.13% | 64/100 |
| WI | 157 | 0.24% | 66/100 |
| CA | 146 | 0.05% | 56/100 |
| CO | 120 | 0.14% | 61/100 |
| HI | 89 | 0.98% | 69/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Salt Lake City | UT | 579 | 90/100 |
| Non |  | 485 | 68/100 |
| Phoenix | AZ | 478 | 77/100 |
| Provo | UT | 357 | 86/100 |
| Las Vegas | NV | 289 | 80/100 |
| Houston | TX | 258 | 71/100 |
| Dallas | TX | 156 | 66/100 |
| Austin | TX | 136 | 70/100 |
| Brownsville | TX | 126 | 94/100 |
| Atlanta | GA | 120 | 63/100 |
| Fort Worth | TX | 110 | 67/100 |
| Ogden, UT | UT | 85 | 68/100 |
| San Antonio | TX | 83 | 60/100 |
| El Paso, TX | TX | 55 | 62/100 |
| Yuma, AZ | AZ | 55 | 64/100 |

## Frequently Asked Questions

### What loan types does SECURITYNATIONAL MORTGAGE COMPANY offer?

SECURITYNATIONAL MORTGAGE COMPANY offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does SECURITYNATIONAL MORTGAGE COMPANY offer mortgages?

SECURITYNATIONAL MORTGAGE COMPANY offers mortgages in 39 states: AL, AR, AZ, CA, CO, CT, FL, GA, HI, ID, IL, IN, KS, KY, LA, MD, MI, MN, MO, MS, MT, NC, NJ, NM, NV, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI, WV, WY.

### How competitive are SECURITYNATIONAL MORTGAGE COMPANY's mortgage rates?

SECURITYNATIONAL MORTGAGE COMPANY has a pricing score of 10/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.690% above market average.

### What type of lender is SECURITYNATIONAL MORTGAGE COMPANY?

SECURITYNATIONAL MORTGAGE COMPANY is a non-depository lender that specializes in mortgage origination, headquartered in WILMINGTON, DE.

### What is SECURITYNATIONAL MORTGAGE COMPANY's loan approval success rate?

SECURITYNATIONAL MORTGAGE COMPANY has a pull-through score of 68/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/securitynational-mortgage

### How to Cite

> "SECURITYNATIONAL MORTGAGE COMPANY Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/securitynational-mortgage

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