# Senior Mortgage Bankers Inc.

> **Canonical URL:** https://saferate.com/lenders/senior-mortgage-bankers

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

Senior Mortgage Bankers Inc. is a independent mortgage company, headquartered in Guaynabo, PR, with 121 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 33% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 254900QK56SK0RTQI188
- **Headquarters:** Guaynabo, PR
- **Geographic Reach:** unknown
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Strong 😀
- Score: 67/100
- Rating: ●●●●○ (4/5)


### Lending Volume
- **Total Loans:** 121
- **Dollar Volume:** $20 million
- **Applications Received:** 180
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $167,149
- **Average Borrower Income:** $87,248

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 31/100 | 34 | - | - | Acceptable 🙂 |
| FHA | 65/100 | 78 | +1.126% | $2,565 | Strong 😀 |

### Product Performance by Purpose

**FHA:**
- Purchase: 44 loans, Score: 60/100 (Sound)
- Refinance: 34 loans, Score: 74/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 38/100 | 67 | $11M | +1.104% | Acceptable 🙂 |
| Refinance | 62/100 | 54 | $9M | +1.005% | Strong 😀 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| San Juan | PR | 100 | 73/100 |

## Frequently Asked Questions

### What loan types does Senior Mortgage Bankers Inc. offer?

Senior Mortgage Bankers Inc. offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### What type of lender is Senior Mortgage Bankers Inc.?

Senior Mortgage Bankers Inc. is a non-depository lender that specializes in mortgage origination, headquartered in Guaynabo, PR.

### What is Senior Mortgage Bankers Inc.'s loan approval success rate?

Senior Mortgage Bankers Inc. has a pull-through score of 67/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/senior-mortgage-bankers

### How to Cite

> "Senior Mortgage Bankers Inc. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/senior-mortgage-bankers

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