# STANDARD MORTGAGE CORPORATION

> **Canonical URL:** https://saferate.com/lenders/standard-mortgage

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

STANDARD MORTGAGE CORPORATION is a independent mortgage company, headquartered in BATON ROUGE, LA, serving borrowers across 13 states, with 422 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 26% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 41% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 5493002F9OWLKRICTY67
- **Headquarters:** BATON ROUGE, LA
- **Geographic Reach:** Multi-Region
- **States Served:** 13
- **State List:** AL, AR, CO, FL, GA, LA, MO, MS, NC, SC, TN, TX, VA
- **Markets (MSAs):** 8
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 98.1%
- **Brokered/Wholesale:** 1.9%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 74/100
- Rating: ●●●●○ (4/5)

### Pull Through: Sound ☺️
- Score: 59/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** -0.010%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,798
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 422
- **Dollar Volume:** $117 million
- **Applications Received:** 637
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $278,365
- **Average Borrower Income:** $137,386

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (70%)
- ⭐ **FHA Gold Superstar** (71%)
- ⭐ **Refinance Gold Superstar** (70%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 63/100 | 313 | -0.007% | $1,793 | Strong 😀 |
| FHA | 65/100 | 80 | +0.132% | $1,674 | Strong 😀 |
| VA | 61/100 | 22 | -0.479% | $2,125 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 204 loans, Score: 59/100 (Sound)
- Refinance: 109 loans, Score: 70/100 (Strong)

**FHA:**
- Purchase: 72 loans, Score: 64/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 59/100 | 302 | $84M | -0.021% | Sound ☺️ |
| Refinance | 69/100 | 120 | $33M | +0.017% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| LA | 361 | 1.04% | 82/100 |
| TX | 20 | 0.01% | 42/100 |
| MS | 15 | 0.06% | 46/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| New Orleans | LA | 79 | 76/100 |
| Lafayette, LA | LA | 67 | 74/100 |
| Slidell | LA | 63 | 78/100 |
| Shreveport | LA | 62 | 80/100 |
| Non |  | 41 | 40/100 |
| Baton Rouge, LA | LA | 32 | 57/100 |
| Alexandria, LA | LA | 15 | 49/100 |
| Hammond, LA | LA | 12 | 50/100 |

## Frequently Asked Questions

### What loan types does STANDARD MORTGAGE CORPORATION offer?

STANDARD MORTGAGE CORPORATION offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does STANDARD MORTGAGE CORPORATION offer mortgages?

STANDARD MORTGAGE CORPORATION offers mortgages in 13 states: AL, AR, CO, FL, GA, LA, MO, MS, NC, SC, TN, TX, VA.

### How competitive are STANDARD MORTGAGE CORPORATION's mortgage rates?

STANDARD MORTGAGE CORPORATION has a pricing score of 74/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.010% below market average.

### What type of lender is STANDARD MORTGAGE CORPORATION?

STANDARD MORTGAGE CORPORATION is a non-depository lender that specializes in mortgage origination, headquartered in BATON ROUGE, LA.

### What is STANDARD MORTGAGE CORPORATION's loan approval success rate?

STANDARD MORTGAGE CORPORATION has a pull-through score of 59/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/standard-mortgage

### How to Cite

> "STANDARD MORTGAGE CORPORATION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/standard-mortgage

---

**[View Interactive Profile →](https://saferate.com/lenders/standard-mortgage)**