# The Bank of Greene County

> **Canonical URL:** https://saferate.com/lenders/the-bank-of-greene-county

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

The Bank of Greene County is a bank, headquartered in Catskill, NY, with 85 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 85% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 62% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300G0QSZVT1E3RS89
- **Headquarters:** Catskill, NY
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** NY
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 89.8%
- **Brokered/Wholesale:** 10.2%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 15/100
- Rating: ●○○○○ (1/5)

### Pull Through: Acceptable 🙂
- Score: 38/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** +0.266%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,343
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 85
- **Dollar Volume:** $31 million
- **Applications Received:** 118
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $366,294
- **Average Borrower Income:** $275,812

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 30/100 | 80 | +0.275% | $2,261 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 58 loans, Score: 29/100 (Acceptable)
- Refinance: 22 loans, Score: 33/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 30/100 | 62 | $25M | +0.170% | Acceptable 🙂 |
| Refinance | 31/100 | 23 | $7M | +0.477% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| NY | 85 | 0.07% | 68/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 62 | 55/100 |
| Albany | NY | 14 | 50/100 |

## Frequently Asked Questions

### What loan types does The Bank of Greene County offer?

The Bank of Greene County offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does The Bank of Greene County offer mortgages?

The Bank of Greene County offers mortgages in 1 states: NY.

### How competitive are The Bank of Greene County's mortgage rates?

The Bank of Greene County has a pricing score of 15/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.266% above market average.

### What type of lender is The Bank of Greene County?

The Bank of Greene County is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Catskill, NY.

### What is The Bank of Greene County's loan approval success rate?

The Bank of Greene County has a pull-through score of 38/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/the-bank-of-greene-county

### How to Cite

> "The Bank of Greene County Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/the-bank-of-greene-county

---

**[View Interactive Profile →](https://saferate.com/lenders/the-bank-of-greene-county)**