# THE FAMILY

> **Canonical URL:** https://saferate.com/lenders/the-family

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

THE FAMILY is a credit union, headquartered in Davenport, IA, serving borrowers across 3 states, with 46 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 55% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300TRBLKWZO8LPT76
- **Headquarters:** Davenport, IA
- **Geographic Reach:** Regional
- **States Served:** 3
- **State List:** IA, IL, NC
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Sound ☺️
- Score: 45/100
- Rating: ●●●○○ (3/5)


### Lending Volume
- **Total Loans:** 46
- **Dollar Volume:** $7 million
- **Applications Received:** 55
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $159,348
- **Average Borrower Income:** $96,935

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 31/100 | 46 | - | - | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 28 loans, Score: 26/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 27/100 | 28 | $5M | - | Acceptable 🙂 |
| Refinance | 41/100 | 18 | $2M | - | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| IA | 27 | 0.08% | 57/100 |
| IL | 18 | 0.01% | 51/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Davenport | IA-IL | 24 | 61/100 |
| Non |  | 19 | 39/100 |

## Frequently Asked Questions

### What loan types does THE FAMILY offer?

THE FAMILY offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does THE FAMILY offer mortgages?

THE FAMILY offers mortgages in 3 states: IA, IL, NC.

### What type of lender is THE FAMILY?

THE FAMILY is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Davenport, IA.

### What is THE FAMILY's loan approval success rate?

THE FAMILY has a pull-through score of 45/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/the-family

### How to Cite

> "THE FAMILY Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/the-family

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