# Towpath Credit Union, Inc.

> **Canonical URL:** https://saferate.com/lenders/towpath-credit-union

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

Towpath Credit Union, Inc. is a credit union, headquartered in Fairlawn, OH, with 29 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 79% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 254900HQBR2XD7IAKH63
- **Headquarters:** Fairlawn, OH
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** OH
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 21/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 29
- **Dollar Volume:** $5 million
- **Applications Received:** 80
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $159,138
- **Average Borrower Income:** $86,966

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 23/100 | 29 | +0.245% | $3,789 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 25 loans, Score: 24/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 25/100 | 25 | $4M | +0.152% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| OH | 29 | 0.02% | 58/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Akron, OH | OH | 21 | 63/100 |

## Frequently Asked Questions

### What loan types does Towpath Credit Union, Inc. offer?

Towpath Credit Union, Inc. offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Towpath Credit Union, Inc. offer mortgages?

Towpath Credit Union, Inc. offers mortgages in 1 states: OH.

### What type of lender is Towpath Credit Union, Inc.?

Towpath Credit Union, Inc. is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Fairlawn, OH.

### What is Towpath Credit Union, Inc.'s loan approval success rate?

Towpath Credit Union, Inc. has a pull-through score of 21/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/towpath-credit-union

### How to Cite

> "Towpath Credit Union, Inc. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/towpath-credit-union

---

**[View Interactive Profile →](https://saferate.com/lenders/towpath-credit-union)**