# VAN DYK MORTGAGE CORPORATION

> **Canonical URL:** https://saferate.com/lenders/van-dyk-mortgage

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

VAN DYK MORTGAGE CORPORATION is a independent mortgage company, headquartered in GRAND RAPIDS, MI, serving borrowers across 33 states, with 2,257 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 73% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 33% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300XQ7B5FIVUNFE29
- **Headquarters:** GRAND RAPIDS, MI
- **Geographic Reach:** Near-National
- **States Served:** 33
- **State List:** AK, AL, AR, AZ, CA, CO, DC, DE, FL, GA, ID, IL, IN, KY, MD, MI, MT, NC, NJ, NM, NV, OH, OK, PA, RI, SC, TN, TX, UT, VA, WA, WI, WY
- **Markets (MSAs):** 32
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 27/100
- Rating: ●●○○○ (2/5)

### Pull Through: Strong 😀
- Score: 67/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.480%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,945
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 2,257
- **Dollar Volume:** $663 million
- **Applications Received:** 3,452
- **Market Share:** 6.00%

## Typical Borrower Profile

- **Average Loan Amount:** $293,609
- **Average Borrower Income:** $116,594

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (62%)
- ⭐ **Purchase Gold Superstar** (62%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 77/100 | 1,378 | +0.446% | $2,993 | Strong 😀 |
| FHA | 82/100 | 597 | +0.767% | $2,772 | Exceptional 🤩 |
| VA | 75/100 | 203 | -0.049% | $3,141 | Strong 😀 |
| Jumbo | 41/100 | 11 | +0.486% | $3,667 | Sound ☺️ |
| USDA | 83/100 | 68 | +0.322% | $1,794 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 1,291 loans, Score: 78/100 (Strong)
- Refinance: 87 loans, Score: 50/100 (Sound)

**FHA:**
- Purchase: 566 loans, Score: 83/100 (Exceptional)
- Refinance: 31 loans, Score: 48/100 (Sound)

**VA:**
- Purchase: 195 loans, Score: 75/100 (Strong)

**USDA:**
- Purchase: 68 loans, Score: 83/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 81/100 | 2,130 | $629M | +0.485% | Exceptional 🤩 |
| Refinance | 64/100 | 127 | $33M | +0.418% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| FL | 618 | 0.21% | 74/100 |
| MI | 395 | 0.35% | 74/100 |
| OH | 196 | 0.15% | 66/100 |
| TN | 194 | 0.21% | 69/100 |
| GA | 173 | 0.13% | 66/100 |
| IN | 142 | 0.16% | 63/100 |
| CO | 128 | 0.15% | 63/100 |
| ID | 80 | 0.30% | 60/100 |
| UT | 65 | 0.14% | 58/100 |
| TX | 51 | 0.01% | 47/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 411 | 69/100 |
| Tampa, FL | FL | 217 | 75/100 |
| Muskegon | MI | 160 | 87/100 |
| St. Petersburg | FL | 118 | 75/100 |
| Grand Rapids | MI | 103 | 65/100 |
| Greeley, CO | CO | 103 | 78/100 |
| Cincinnati, OH |  | 89 | 66/100 |
| Atlanta | GA | 78 | 60/100 |
| Cape Coral | FL | 74 | 66/100 |
| North Port | FL | 56 | 64/100 |
| Lansing | MI | 51 | 62/100 |
| Toledo, OH | OH | 50 | 64/100 |
| Clarksville, TN | TN-KY | 49 | 63/100 |
| Pocatello, ID | ID | 48 | 69/100 |
| Dayton | OH | 38 | 55/100 |

## Frequently Asked Questions

### What loan types does VAN DYK MORTGAGE CORPORATION offer?

VAN DYK MORTGAGE CORPORATION offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does VAN DYK MORTGAGE CORPORATION offer mortgages?

VAN DYK MORTGAGE CORPORATION offers mortgages in 33 states: AK, AL, AR, AZ, CA, CO, DC, DE, FL, GA, ID, IL, IN, KY, MD, MI, MT, NC, NJ, NM, NV, OH, OK, PA, RI, SC, TN, TX, UT, VA, WA, WI, WY.

### How competitive are VAN DYK MORTGAGE CORPORATION's mortgage rates?

VAN DYK MORTGAGE CORPORATION has a pricing score of 27/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.480% above market average.

### What type of lender is VAN DYK MORTGAGE CORPORATION?

VAN DYK MORTGAGE CORPORATION is a non-depository lender that specializes in mortgage origination, headquartered in GRAND RAPIDS, MI.

### What is VAN DYK MORTGAGE CORPORATION's loan approval success rate?

VAN DYK MORTGAGE CORPORATION has a pull-through score of 67/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/van-dyk-mortgage

### How to Cite

> "VAN DYK MORTGAGE CORPORATION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/van-dyk-mortgage

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