# WALL FINANCIAL, INC.

> **Canonical URL:** https://saferate.com/lenders/wall-financial

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

WALL FINANCIAL, INC. is a independent mortgage company, headquartered in LOS ANGELES, CA, serving borrowers across 2 states, with 48 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 86% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 58% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300LU20D3H1812W20
- **Headquarters:** LOS ANGELES, CA
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** CA, NV
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 14/100
- Rating: ●○○○○ (1/5)

### Pull Through: Sound ☺️
- Score: 42/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.283%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $6,302
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 48
- **Dollar Volume:** $25 million
- **Applications Received:** 66
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $517,292
- **Average Borrower Income:** $151,000

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 20/100 | 41 | +0.292% | $6,129 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 31 loans, Score: 21/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 23/100 | 37 | $20M | +0.305% | Acceptable 🙂 |
| Refinance | 20/100 | 11 | $4M | +0.197% | Mediocre 😐 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 46 | 0.02% | 58/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Los Angeles | CA | 29 | 60/100 |
| Riverside | CA | 12 | 49/100 |

## Frequently Asked Questions

### What loan types does WALL FINANCIAL, INC. offer?

WALL FINANCIAL, INC. offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does WALL FINANCIAL, INC. offer mortgages?

WALL FINANCIAL, INC. offers mortgages in 2 states: CA, NV.

### How competitive are WALL FINANCIAL, INC.'s mortgage rates?

WALL FINANCIAL, INC. has a pricing score of 14/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.283% above market average.

### What type of lender is WALL FINANCIAL, INC.?

WALL FINANCIAL, INC. is a non-depository lender that specializes in mortgage origination, headquartered in LOS ANGELES, CA.

### What is WALL FINANCIAL, INC.'s loan approval success rate?

WALL FINANCIAL, INC. has a pull-through score of 42/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/wall-financial

### How to Cite

> "WALL FINANCIAL, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/wall-financial

---

**[View Interactive Profile →](https://saferate.com/lenders/wall-financial)**