# WEST PENN FINANCIAL SERVICE CENTER, INC.

> **Canonical URL:** https://saferate.com/lenders/west-penn-financial-service-center

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

WEST PENN FINANCIAL SERVICE CENTER, INC. is a independent mortgage company, headquartered in ALLISON PARK, PA, serving borrowers across 2 states, with 800 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 50% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 30% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 54930080F7BZFCWNV450
- **Headquarters:** ALLISON PARK, PA
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** OH, PA
- **Markets (MSAs):** 6
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 50/100
- Rating: ●●●○○ (3/5)

### Pull Through: Strong 😀
- Score: 70/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.305%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,969
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 800
- **Dollar Volume:** $168 million
- **Applications Received:** 932
- **Market Share:** 2.00%

## Typical Borrower Profile

- **Average Loan Amount:** $210,088
- **Average Borrower Income:** $102,698

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (63%)
- ⭐ **FHA Gold Superstar** (63%)
- ⭐ **Purchase Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 67/100 | 640 | +0.245% | $2,043 | Strong 😀 |
| FHA | 68/100 | 110 | +0.674% | $1,429 | Strong 😀 |
| VA | 67/100 | 43 | +0.105% | $2,690 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 634 loans, Score: 69/100 (Strong)

**FHA:**
- Purchase: 108 loans, Score: 68/100 (Strong)

**VA:**
- Purchase: 42 loans, Score: 67/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 69/100 | 791 | $166M | +0.302% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| PA | 610 | 0.50% | 85/100 |
| OH | 190 | 0.14% | 69/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Pittsburgh, PA | PA | 567 | 96/100 |
| Youngstown | OH | 82 | 73/100 |
| Non |  | 61 | 44/100 |
| Akron, OH | OH | 42 | 63/100 |
| Cleveland, OH | OH | 35 | 56/100 |
| Canton | OH | 12 | 44/100 |

## Frequently Asked Questions

### What loan types does WEST PENN FINANCIAL SERVICE CENTER, INC. offer?

WEST PENN FINANCIAL SERVICE CENTER, INC. offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does WEST PENN FINANCIAL SERVICE CENTER, INC. offer mortgages?

WEST PENN FINANCIAL SERVICE CENTER, INC. offers mortgages in 2 states: OH, PA.

### How competitive are WEST PENN FINANCIAL SERVICE CENTER, INC.'s mortgage rates?

WEST PENN FINANCIAL SERVICE CENTER, INC. has a pricing score of 50/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.305% above market average.

### What type of lender is WEST PENN FINANCIAL SERVICE CENTER, INC.?

WEST PENN FINANCIAL SERVICE CENTER, INC. is a non-depository lender that specializes in mortgage origination, headquartered in ALLISON PARK, PA.

### What is WEST PENN FINANCIAL SERVICE CENTER, INC.'s loan approval success rate?

WEST PENN FINANCIAL SERVICE CENTER, INC. has a pull-through score of 70/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/west-penn-financial-service-center

### How to Cite

> "WEST PENN FINANCIAL SERVICE CENTER, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/west-penn-financial-service-center

---

**[View Interactive Profile →](https://saferate.com/lenders/west-penn-financial-service-center)**