# WILLIAM RAVEIS MORTGAGE, LLC

> **Canonical URL:** https://saferate.com/lenders/william-raveis-mortgage

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

WILLIAM RAVEIS MORTGAGE, LLC is a independent mortgage company, headquartered in WILMINGTON, DE, serving borrowers across 10 states, with 756 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 54% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 39% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 5493009OLY1HC3F0SB77
- **Headquarters:** WILMINGTON, DE
- **Geographic Reach:** Multi-Region
- **States Served:** 10
- **State List:** CT, FL, MA, ME, NH, NJ, NY, RI, SC, VT
- **Markets (MSAs):** 12
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 46/100
- Rating: ●●●○○ (3/5)

### Pull Through: Strong 😀
- Score: 61/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.202%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,312
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 756
- **Dollar Volume:** $296 million
- **Applications Received:** 1,029
- **Market Share:** 2.00%

## Typical Borrower Profile

- **Average Loan Amount:** $390,979
- **Average Borrower Income:** $170,081

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 65/100 | 694 | +0.170% | $2,299 | Strong 😀 |
| FHA | 62/100 | 58 | +0.620% | $2,510 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 673 loans, Score: 67/100 (Strong)
- Refinance: 21 loans, Score: 34/100 (Acceptable)

**FHA:**
- Purchase: 55 loans, Score: 63/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 67/100 | 732 | $286M | +0.202% | Strong 😀 |
| Refinance | 33/100 | 24 | $9M | +0.201% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CT | 481 | 1.40% | 86/100 |
| MA | 181 | 0.30% | 71/100 |
| NY | 43 | 0.04% | 53/100 |
| FL | 34 | 0.01% | 46/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Hartford | CT | 176 | 81/100 |
| Bridgeport | CT | 109 | 80/100 |
| New Haven, CT | CT | 84 | 77/100 |
| Boston, MA | MA | 74 | 67/100 |
| Waterbury | CT | 63 | 73/100 |
| Cambridge | MA | 49 | 60/100 |
| New York | NY-NJ | 38 | 55/100 |
| Norwich | CT | 33 | 67/100 |
| Barnstable Town, MA | MA | 26 | 55/100 |
| Non |  | 24 | 29/100 |
| Springfield, MA | MA | 19 | 52/100 |
| Naples | FL | 17 | 55/100 |

## Frequently Asked Questions

### What loan types does WILLIAM RAVEIS MORTGAGE, LLC offer?

WILLIAM RAVEIS MORTGAGE, LLC offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does WILLIAM RAVEIS MORTGAGE, LLC offer mortgages?

WILLIAM RAVEIS MORTGAGE, LLC offers mortgages in 10 states: CT, FL, MA, ME, NH, NJ, NY, RI, SC, VT.

### How competitive are WILLIAM RAVEIS MORTGAGE, LLC's mortgage rates?

WILLIAM RAVEIS MORTGAGE, LLC has a pricing score of 46/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.202% above market average.

### What type of lender is WILLIAM RAVEIS MORTGAGE, LLC?

WILLIAM RAVEIS MORTGAGE, LLC is a non-depository lender that specializes in mortgage origination, headquartered in WILMINGTON, DE.

### What is WILLIAM RAVEIS MORTGAGE, LLC's loan approval success rate?

WILLIAM RAVEIS MORTGAGE, LLC has a pull-through score of 61/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/william-raveis-mortgage

### How to Cite

> "WILLIAM RAVEIS MORTGAGE, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/william-raveis-mortgage

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