# Best Mortgage Lenders in Lewiston

**As of:** 2026-05-22

Compare the top mortgage lenders in Lewiston. Data-driven rankings based on pricing, approval rates, and local market expertise.

> **Canonical URL:** https://saferate.com/lewiston/best-mortgage-lenders


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 27
- **Total Loans:** 1,094
- **Median Rate Spread:** 0.35500000000000004%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | Bangor Savings Bank | 93 | 85 | 77 | 61 | Bank |
| 2 | UNITED WHOLESALE MORTGAGE, LLC | 84 | 41 | 93 | 117 | Independent Mortgage Company |
| 3 | The Camden National Bank | 80 | 77 | 69 | 25 | Bank |
| 4 | GUILD MORTGAGE COMPANY LLC | 74 | 25 | 83 | 206 | Independent Mortgage Company |
| 5 | CMG MORTGAGE, INC. | 74 | 33 | 81 | 141 | Independent Mortgage Company |
| 6 | ROCKET MORTGAGE, LLC | 74 | 29 | 95 | 84 | Independent Mortgage Company |
| 7 | HARBORONE MORTGAGE, LLC | 73 | 52 | 72 | 37 | Independent Mortgage Company |
| 8 | Kennebec Savings Bank | 73 | 48 | 66 | 23 | Bank |
| 9 | T2 FINANCIAL LLC | 68 | 26 | 86 | 58 | Independent Mortgage Company |
| 10 | DAS Acquisition Company, LLC | 68 | 26 | 80 | 36 | Independent Mortgage Company |
| 11 | NORTHPOINT MORTGAGE, INC. | 63 | 36 | 73 | 29 | Independent Mortgage Company |
| 12 | Paramount Residential Mortgage Group, Inc. | 58 | 27 | 72 | 28 | Independent Mortgage Company |
| 13 | Mortgage Research Center, LLC | 58 | 34 | 70 | 25 | Independent Mortgage Company |
| 14 | CROSSCOUNTRY MORTGAGE, LLC | 58 | 20 | 76 | 23 | Independent Mortgage Company |
| 15 | TOTAL MORTGAGE SERVICES, LLC | 54 | 19 | 80 | 31 | Independent Mortgage Company |
| 16 | NEW AMERICAN FUNDING, LLC | 52 | 22 | 60 | 21 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Lewiston.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.