# Best Mortgage Lenders in Louisiana

**As of:** 2026-05-26

Compare the top mortgage lenders in Louisiana. Data-driven rankings based on pricing, approval rates, and local market expertise.

> **Canonical URL:** https://saferate.com/louisiana/best-mortgage-lenders


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 190
- **Total Loans:** 34,130
- **Median Rate Spread:** 0.4000898876404494%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | DSLD MORTGAGE, LLC | 100 | 97 | 81 | 1,884 | Independent Mortgage Company |
| 2 | Red River Bank | 93 | 91 | 77 | 583 | Bank |
| 3 | HANCOCK WHITNEY BANK | 86 | 65 | 64 | 799 | Bank |
| 4 | Origin Bank | 86 | 62 | 76 | 387 | Bank |
| 5 | GMFS LLC | 84 | 53 | 85 | 3,086 | Independent Mortgage Company |
| 6 | UNITED WHOLESALE MORTGAGE, LLC | 84 | 41 | 93 | 2,971 | Independent Mortgage Company |
| 7 | America's Mortgage Resource, Inc. | 80 | 61 | 68 | 129 | Independent Mortgage Company |
| 8 | BankPlus | 80 | 73 | 71 | 75 | Bank |
| 9 | JPMorgan Chase Bank, National Association | 78 | 49 | 70 | 897 | Bank |
| 10 | Gulf Coast Bank and Trust Company | 78 | 53 | 73 | 779 | Bank |
| 11 | First Horizon Bank | 78 | 49 | 68 | 622 | Bank |
| 12 | NAVY FEDERAL CREDIT UNION | 78 | 93 | 60 | 380 | Credit Union |
| 13 | STANDARD MORTGAGE CORPORATION | 78 | 74 | 59 | 361 | Independent Mortgage Company |
| 14 | Eagle Bank and Trust Company | 78 | 45 | 86 | 278 | Bank |
| 15 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 78 | 46 | 83 | 234 | Independent Mortgage Company |
| 16 | CREDIT HUMAN FEDERAL CREDIT UNION | 78 | 88 | 46 | 99 | Credit Union |
| 17 | ROCKET MORTGAGE, LLC | 74 | 29 | 95 | 2,161 | Independent Mortgage Company |
| 18 | MOVEMENT MORTGAGE, LLC | 74 | 32 | 84 | 986 | Independent Mortgage Company |
| 19 | Assurance Financial Group, L.L.C. | 74 | 26 | 82 | 950 | Independent Mortgage Company |
| 20 | FREEDOM MORTGAGE CORPORATION | 73 | 55 | 67 | 689 | Independent Mortgage Company |
| 21 | Regions Bank | 73 | 41 | 64 | 415 | Bank |
| 22 | LOANDEPOT.COM, LLC | 73 | 48 | 76 | 249 | Independent Mortgage Company |
| 23 | Cadence Bank | 73 | 47 | 73 | 235 | Bank |
| 24 | PENNYMAC LOAN SERVICES, LLC | 73 | 56 | 63 | 224 | Independent Mortgage Company |
| 25 | LOANSTEADY LLC | 73 | 50 | 61 | 144 | Independent Mortgage Company |
| 26 | Wells Fargo Bank, National Association | 73 | 63 | 59 | 134 | Bank |
| 27 | GUARANTEED RATE, INC. | 73 | 41 | 69 | 120 | Independent Mortgage Company |
| 28 | Home Federal Bank | 73 | 69 | 56 | 103 | Bank |
| 29 | FIDELITY BANK | 68 | 30 | 73 | 1,167 | Bank |
| 30 | FIRST COMMUNITY MORTGAGE, INC. | 68 | 31 | 89 | 321 | Independent Mortgage Company |
| 31 | GUILD MORTGAGE COMPANY LLC | 68 | 25 | 83 | 302 | Independent Mortgage Company |
| 32 | PLANET HOME LENDING, LLC | 68 | 40 | 83 | 279 | Independent Mortgage Company |
| 33 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 68 | 24 | 85 | 275 | Independent Mortgage Company |
| 34 | UNION HOME MORTGAGE CORP. | 68 | 22 | 83 | 266 | Independent Mortgage Company |
| 35 | THE MORTGAGE FIRM, INC. | 68 | 20 | 81 | 165 | Independent Mortgage Company |
| 36 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 68 | 26 | 87 | 155 | Independent Mortgage Company |
| 37 | CMG MORTGAGE, INC. | 68 | 33 | 81 | 136 | Independent Mortgage Company |
| 38 | T2 FINANCIAL LLC | 68 | 26 | 86 | 127 | Independent Mortgage Company |
| 39 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 68 | 26 | 83 | 112 | Independent Mortgage Company |
| 40 | USAA Federal Savings Bank | 66 | 54 | 45 | 173 | Bank |
| 41 | Home Bank, National Association | 66 | 57 | 48 | 128 | Bank |
| 42 | MUTUAL OF OMAHA MORTGAGE, INC. | 66 | 57 | 57 | 104 | Independent Mortgage Company |
| 43 | Mortgage Research Center, LLC | 63 | 34 | 70 | 787 | Independent Mortgage Company |
| 44 | CROSSCOUNTRY MORTGAGE, LLC | 63 | 20 | 76 | 499 | Independent Mortgage Company |
| 45 | Equity Prime Mortgage LLC | 63 | 20 | 66 | 377 | Independent Mortgage Company |
| 46 | LOWER, LLC | 63 | 30 | 71 | 365 | Independent Mortgage Company |
| 47 | Flagstar Bank, N.A. | 63 | 40 | 76 | 263 | Bank |
| 48 | NATIONSTAR MORTGAGE LLC | 63 | 26 | 71 | 221 | Independent Mortgage Company |
| 49 | TOWNE MORTGAGE COMPANY | 63 | 40 | 79 | 172 | Independent Mortgage Company |
| 50 | RESIDENTIAL ACCEPTANCE CORPORATION | 63 | 37 | 79 | 141 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Louisiana.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.