# Best FHA Mortgage Lenders in Louisiana

**As of:** 2026-05-26

Compare the top FHA mortgage lenders in Louisiana. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/louisiana/best-mortgage-lenders/fha-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 190
- **Total Loans:** 34,130
- **Median Rate Spread:** 0.4000898876404494%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | DSLD MORTGAGE, LLC | 95 | 96 | 72 | 1,884 | Independent Mortgage Company |
| 2 | GMFS LLC | 89 | 68 | 77 | 3,086 | Independent Mortgage Company |
| 3 | Red River Bank | 89 | 93 | 64 | 583 | Bank |
| 4 | UNITED WHOLESALE MORTGAGE, LLC | 88 | 52 | 81 | 2,971 | Independent Mortgage Company |
| 5 | HANCOCK WHITNEY BANK | 85 | 77 | 71 | 799 | Bank |
| 6 | Gulf Coast Bank and Trust Company | 85 | 63 | 71 | 779 | Bank |
| 7 | FREEDOM MORTGAGE CORPORATION | 85 | 65 | 62 | 689 | Independent Mortgage Company |
| 8 | First Horizon Bank | 85 | 60 | 63 | 622 | Bank |
| 9 | Origin Bank | 85 | 73 | 71 | 387 | Bank |
| 10 | Cadence Bank | 85 | 71 | 69 | 235 | Bank |
| 11 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 85 | 61 | 79 | 234 | Independent Mortgage Company |
| 12 | America's Mortgage Resource, Inc. | 85 | 61 | 82 | 129 | Independent Mortgage Company |
| 13 | FIDELITY BANK | 83 | 41 | 73 | 1,167 | Bank |
| 14 | STANDARD MORTGAGE CORPORATION | 83 | 84 | 56 | 361 | Independent Mortgage Company |
| 15 | Eagle Bank and Trust Company | 83 | 48 | 82 | 278 | Bank |
| 16 | TOWNE MORTGAGE COMPANY | 83 | 46 | 82 | 172 | Independent Mortgage Company |
| 17 | ROCKET MORTGAGE, LLC | 80 | 36 | 81 | 2,161 | Independent Mortgage Company |
| 18 | Assurance Financial Group, L.L.C. | 80 | 24 | 80 | 950 | Independent Mortgage Company |
| 19 | PLANET HOME LENDING, LLC | 79 | 51 | 76 | 279 | Independent Mortgage Company |
| 20 | Flagstar Bank, N.A. | 79 | 58 | 71 | 263 | Bank |
| 21 | LOANDEPOT.COM, LLC | 79 | 59 | 68 | 249 | Independent Mortgage Company |
| 22 | PENNYMAC LOAN SERVICES, LLC | 79 | 78 | 59 | 224 | Independent Mortgage Company |
| 23 | RESIDENTIAL ACCEPTANCE CORPORATION | 79 | 43 | 90 | 141 | Independent Mortgage Company |
| 24 | MORTGAGE FINANCIAL SERVICES, LLC | 79 | 41 | 68 | 88 | Independent Mortgage Company |
| 25 | BankPlus | 79 | 90 | 57 | 75 | Bank |
| 26 | MOVEMENT MORTGAGE, LLC | 75 | 30 | 79 | 986 | Independent Mortgage Company |
| 27 | FIRST COMMUNITY MORTGAGE, INC. | 75 | 33 | 84 | 321 | Independent Mortgage Company |
| 28 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 75 | 20 | 82 | 275 | Independent Mortgage Company |
| 29 | UNION HOME MORTGAGE CORP. | 75 | 22 | 80 | 266 | Independent Mortgage Company |
| 30 | THE MORTGAGE FIRM, INC. | 75 | 26 | 81 | 165 | Independent Mortgage Company |
| 31 | T2 FINANCIAL LLC | 75 | 29 | 82 | 127 | Independent Mortgage Company |
| 32 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 75 | 22 | 82 | 112 | Independent Mortgage Company |
| 33 | LOANSTEADY LLC | 74 | 40 | 74 | 144 | Independent Mortgage Company |
| 34 | JPMorgan Chase Bank, National Association | 73 | 59 | 47 | 897 | Bank |
| 35 | NEWREZ LLC | 73 | 52 | 56 | 561 | Independent Mortgage Company |
| 36 | Regions Bank | 73 | 60 | 59 | 415 | Bank |
| 37 | Equity Prime Mortgage LLC | 71 | 22 | 63 | 377 | Independent Mortgage Company |
| 38 | LOWER, LLC | 71 | 29 | 66 | 365 | Independent Mortgage Company |
| 39 | GUILD MORTGAGE COMPANY LLC | 71 | 29 | 80 | 302 | Independent Mortgage Company |
| 40 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 71 | 38 | 79 | 155 | Independent Mortgage Company |
| 41 | CMG MORTGAGE, INC. | 71 | 32 | 79 | 136 | Independent Mortgage Company |
| 42 | AMERICAN FINANCIAL RESOURCES, INC. | 71 | 21 | 61 | 131 | Independent Mortgage Company |
| 43 | GUARANTEED RATE, INC. | 71 | 38 | 68 | 120 | Independent Mortgage Company |
| 44 | Wells Fargo Bank, National Association | 69 | 57 | 42 | 134 | Bank |
| 45 | Mortgage Research Center, LLC | 66 | 34 | 54 | 787 | Independent Mortgage Company |
| 46 | MUTUAL OF OMAHA MORTGAGE, INC. | 66 | 36 | 56 | 104 | Independent Mortgage Company |
| 47 | AMERICAN FINANCIAL NETWORK, INC. | 66 | 25 | 69 | 86 | Independent Mortgage Company |
| 48 | SUN WEST MORTGAGE COMPANY, INC. | 66 | 36 | 64 | 84 | Independent Mortgage Company |
| 49 | Synergy One Lending, Inc. | 66 | 20 | 75 | 82 | Independent Mortgage Company |
| 50 | Paramount Residential Mortgage Group, Inc. | 66 | 33 | 72 | 81 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Louisiana.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.
