# Best USDA Mortgage Lenders in Louisiana

**As of:** 2026-05-26

Compare the top USDA mortgage lenders in Louisiana. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/louisiana/best-mortgage-lenders/usda-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 190
- **Total Loans:** 34,130
- **Median Rate Spread:** 0.4000898876404494%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | GMFS LLC | 95 | 85 | 68 | 3,086 | Independent Mortgage Company |
| 2 | DSLD MORTGAGE, LLC | 95 | 98 | 66 | 1,884 | Independent Mortgage Company |
| 3 | UNITED WHOLESALE MORTGAGE, LLC | 89 | 62 | 75 | 2,971 | Independent Mortgage Company |
| 4 | HANCOCK WHITNEY BANK | 89 | 65 | 74 | 799 | Bank |
| 5 | Red River Bank | 89 | 91 | 69 | 583 | Bank |
| 6 | NEWREZ LLC | 85 | 65 | 69 | 561 | Independent Mortgage Company |
| 7 | Origin Bank | 85 | 62 | 73 | 387 | Bank |
| 8 | GUILD MORTGAGE COMPANY LLC | 85 | 71 | 78 | 302 | Independent Mortgage Company |
| 9 | Eagle Bank and Trust Company | 85 | 66 | 71 | 278 | Bank |
| 10 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 85 | 69 | 72 | 234 | Independent Mortgage Company |
| 11 | FIRST COMMUNITY MORTGAGE, INC. | 83 | 55 | 80 | 321 | Independent Mortgage Company |
| 12 | Gulf Coast Bank and Trust Company | 79 | 53 | 70 | 779 | Bank |
| 13 | First Horizon Bank | 79 | 49 | 68 | 622 | Bank |
| 14 | PLANET HOME LENDING, LLC | 79 | 52 | 72 | 279 | Independent Mortgage Company |
| 15 | TOWNE MORTGAGE COMPANY | 79 | 54 | 69 | 172 | Independent Mortgage Company |
| 16 | CMG MORTGAGE, INC. | 79 | 48 | 72 | 136 | Independent Mortgage Company |
| 17 | FIDELITY BANK | 75 | 38 | 71 | 1,167 | Bank |
| 18 | Assurance Financial Group, L.L.C. | 75 | 24 | 76 | 950 | Independent Mortgage Company |
| 19 | RESIDENTIAL ACCEPTANCE CORPORATION | 75 | 37 | 90 | 141 | Independent Mortgage Company |
| 20 | STANDARD MORTGAGE CORPORATION | 73 | 74 | 59 | 361 | Independent Mortgage Company |
| 21 | Flagstar Bank, N.A. | 73 | 41 | 58 | 263 | Bank |
| 22 | MORTGAGE FINANCIAL SERVICES, LLC | 73 | 40 | 57 | 88 | Independent Mortgage Company |
| 23 | AMERICAN FINANCIAL NETWORK, INC. | 73 | 43 | 61 | 86 | Independent Mortgage Company |
| 24 | Paramount Residential Mortgage Group, Inc. | 73 | 42 | 63 | 81 | Independent Mortgage Company |
| 25 | Equity Prime Mortgage LLC | 71 | 37 | 72 | 377 | Independent Mortgage Company |
| 26 | LOWER, LLC | 71 | 36 | 69 | 365 | Independent Mortgage Company |
| 27 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 71 | 29 | 66 | 155 | Independent Mortgage Company |
| 28 | LOANSTEADY LLC | 71 | 35 | 83 | 144 | Independent Mortgage Company |
| 29 | T2 FINANCIAL LLC | 71 | 33 | 74 | 127 | Independent Mortgage Company |
| 30 | GENEVA FINANCIAL, LLC | 70 | 21 | 86 | 73 | Independent Mortgage Company |
| 31 | Sabine State Bank and Trust Company | 67 | 27 | 61 | 72 | Bank |
| 32 | Mortgage Research Center, LLC | 66 | 34 | 47 | 787 | Independent Mortgage Company |
| 33 | MOVEMENT MORTGAGE, LLC | 63 | 8 | 70 | 986 | Independent Mortgage Company |
| 34 | CROSSCOUNTRY MORTGAGE, LLC | 60 | 7 | 70 | 499 | Independent Mortgage Company |
| 35 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 60 | 17 | 73 | 275 | Independent Mortgage Company |
| 36 | UNION HOME MORTGAGE CORP. | 60 | 15 | 68 | 266 | Independent Mortgage Company |
| 37 | NEW AMERICAN FUNDING, LLC | 60 | 5 | 62 | 226 | Independent Mortgage Company |
| 38 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 60 | 2 | 65 | 166 | Independent Mortgage Company |
| 39 | AMERICAN FINANCIAL RESOURCES, INC. | 60 | 19 | 63 | 131 | Independent Mortgage Company |
| 40 | THE MORTGAGE FIRM, INC. | 58 | 20 | 56 | 165 | Independent Mortgage Company |
| 41 | Click n' Close, Inc. | 56 | 1 | 59 | 235 | Independent Mortgage Company |
| 42 | SOUTHWEST FUNDING, LP | 53 | 11 | 60 | 156 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Louisiana.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.