# Best Conventional Mortgage Lenders in Marietta, GA

**As of:** 2026-05-26

Compare the top Conventional mortgage lenders in Marietta, GA. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/marietta-ga/best-mortgage-lenders/conventional-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 195
- **Total Loans:** 20,238
- **Median Rate Spread:** 0.2821157894736842%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | Truist Bank | 89 | 71 | 69 | 289 | Bank |
| 2 | Bank of America, National Association | 85 | 71 | 67 | 154 | Bank |
| 3 | U.S. Bank National Association | 85 | 75 | 69 | 70 | Bank |
| 4 | VICTORY MORTGAGE, L.L.C. | 85 | 92 | 67 | 52 | Independent Mortgage Company |
| 5 | Ameris Bank | 83 | 41 | 76 | 826 | Bank |
| 6 | LOANDEPOT.COM, LLC | 83 | 45 | 72 | 381 | Independent Mortgage Company |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 83 | 45 | 68 | 367 | Independent Mortgage Company |
| 8 | DELTA COMMUNITY CREDIT UNION | 83 | 84 | 48 | 205 | Credit Union |
| 9 | NAVY FEDERAL CREDIT UNION | 83 | 92 | 53 | 194 | Credit Union |
| 10 | First Heritage Mortgage, LLC | 83 | 47 | 81 | 175 | Independent Mortgage Company |
| 11 | PROVIDENT FUNDING ASSOCIATES, L.P. | 83 | 83 | 55 | 119 | Independent Mortgage Company |
| 12 | UNITED WHOLESALE MORTGAGE, LLC | 80 | 36 | 86 | 1,808 | Independent Mortgage Company |
| 13 | ROCKET MORTGAGE, LLC | 80 | 28 | 87 | 1,796 | Independent Mortgage Company |
| 14 | JPMorgan Chase Bank, National Association | 79 | 52 | 71 | 329 | Bank |
| 15 | Wells Fargo Bank, National Association | 79 | 61 | 57 | 291 | Bank |
| 16 | SouthState Bank, National Association | 79 | 48 | 72 | 71 | Bank |
| 17 | PLAZA HOME MORTGAGE, INC. | 79 | 43 | 63 | 64 | Independent Mortgage Company |
| 18 | First Horizon Bank | 79 | 57 | 65 | 59 | Bank |
| 19 | MOVEMENT MORTGAGE, LLC | 75 | 34 | 77 | 724 | Independent Mortgage Company |
| 20 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 75 | 25 | 78 | 437 | Independent Mortgage Company |
| 21 | GUARANTEED RATE, INC. | 75 | 39 | 65 | 330 | Independent Mortgage Company |
| 22 | SWBC MORTGAGE CORPORATION | 75 | 33 | 78 | 252 | Independent Mortgage Company |
| 23 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 75 | 25 | 80 | 129 | Independent Mortgage Company |
| 24 | Capital City Home Loans, LLC | 74 | 47 | 68 | 160 | Independent Mortgage Company |
| 25 | NexBank | 74 | 43 | 66 | 128 | Bank |
| 26 | First Federal Bank | 74 | 73 | 52 | 126 | Bank |
| 27 | MUTUAL OF OMAHA MORTGAGE, INC. | 74 | 65 | 55 | 115 | Independent Mortgage Company |
| 28 | Heritage Mortgage, LLC | 74 | 55 | 69 | 112 | Independent Mortgage Company |
| 29 | Synovus Bank | 74 | 48 | 62 | 82 | Bank |
| 30 | PENNYMAC LOAN SERVICES, LLC | 73 | 42 | 59 | 284 | Independent Mortgage Company |
| 31 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 73 | 40 | 74 | 57 | Independent Mortgage Company |
| 32 | NBKC BANK | 73 | 90 | 49 | 53 | Bank |
| 33 | Fifth Third Bank, National Association | 73 | 61 | 60 | 42 | Bank |
| 34 | CROSSCOUNTRY MORTGAGE, LLC | 71 | 21 | 74 | 326 | Independent Mortgage Company |
| 35 | Prosperity Home Mortgage, LLC | 71 | 33 | 71 | 273 | Independent Mortgage Company |
| 36 | NATIONSTAR MORTGAGE LLC | 71 | 27 | 64 | 172 | Independent Mortgage Company |
| 37 | KIND LENDING, LLC | 71 | 31 | 66 | 170 | Independent Mortgage Company |
| 38 | United Community Bank | 71 | 34 | 65 | 146 | Bank |
| 39 | Flagstar Bank, N.A. | 71 | 34 | 72 | 145 | Bank |
| 40 | GUILD MORTGAGE COMPANY LLC | 71 | 25 | 77 | 130 | Independent Mortgage Company |
| 41 | Regions Bank | 71 | 39 | 64 | 123 | Bank |
| 42 | Renasant Bank | 71 | 35 | 77 | 110 | Bank |
| 43 | STOCKTON MORTGAGE CORPORATION | 71 | 29 | 65 | 101 | Independent Mortgage Company |
| 44 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 71 | 26 | 76 | 101 | Independent Mortgage Company |
| 45 | LOWER, LLC | 71 | 33 | 66 | 94 | Independent Mortgage Company |
| 46 | Paramount Residential Mortgage Group, Inc. | 71 | 24 | 60 | 88 | Independent Mortgage Company |
| 47 | FIRST COMMUNITY MORTGAGE, INC. | 71 | 31 | 79 | 76 | Independent Mortgage Company |
| 48 | THE LOAN STORE, INC. | 71 | 39 | 71 | 73 | Independent Mortgage Company |
| 49 | Alcova Mortgage LLC | 70 | 31 | 82 | 46 | Independent Mortgage Company |
| 50 | FREEDOM MORTGAGE CORPORATION | 69 | 41 | 47 | 289 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Marietta, GA.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.