# Best Jumbo Mortgage Lenders in Marietta, GA

**As of:** 2026-05-26

Compare the top Jumbo mortgage lenders in Marietta, GA. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/marietta-ga/best-mortgage-lenders/jumbo-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 195
- **Total Loans:** 20,238
- **Median Rate Spread:** 0.2821157894736842%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | GUARANTEED RATE, INC. | 89 | 64 | 62 | 330 | Independent Mortgage Company |
| 2 | Wells Fargo Bank, National Association | 89 | 87 | 63 | 291 | Bank |
| 3 | Truist Bank | 89 | 76 | 71 | 289 | Bank |
| 4 | DELTA COMMUNITY CREDIT UNION | 89 | 81 | 62 | 205 | Credit Union |
| 5 | Bank of America, National Association | 89 | 90 | 80 | 154 | Bank |
| 6 | U.S. Bank National Association | 89 | 88 | 76 | 70 | Bank |
| 7 | Synovus Bank | 85 | 76 | 61 | 82 | Bank |
| 8 | UNITED WHOLESALE MORTGAGE, LLC | 83 | 55 | 74 | 1,808 | Independent Mortgage Company |
| 9 | ROCKET MORTGAGE, LLC | 83 | 50 | 67 | 1,796 | Independent Mortgage Company |
| 10 | NAVY FEDERAL CREDIT UNION | 83 | 95 | 51 | 194 | Credit Union |
| 11 | Associated Credit Union | 80 | 72 | 76 | 102 | Credit Union |
| 12 | JPMorgan Chase Bank, National Association | 79 | 49 | 64 | 329 | Bank |
| 13 | PENNYMAC LOAN SERVICES, LLC | 79 | 55 | 66 | 284 | Independent Mortgage Company |
| 14 | Regions Bank | 79 | 48 | 68 | 123 | Bank |
| 15 | Ameris Bank | 75 | 34 | 66 | 826 | Bank |
| 16 | VANDERBILT MORTGAGE AND FINANCE, INC. | 73 | 48 | 54 | 367 | Independent Mortgage Company |
| 17 | CROSSCOUNTRY MORTGAGE, LLC | 71 | 40 | 70 | 326 | Independent Mortgage Company |
| 18 | SouthState Bank, National Association | 71 | 38 | 67 | 71 | Bank |
| 19 | First Horizon Bank | 71 | 36 | 72 | 59 | Bank |
| 20 | Capital City Home Loans, LLC | 69 | 44 | 58 | 160 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Marietta, GA.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.