# Best VA Mortgage Lenders in Marietta, GA

**As of:** 2026-05-26

Compare the top VA mortgage lenders in Marietta, GA. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/marietta-ga/best-mortgage-lenders/va-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 195
- **Total Loans:** 20,238
- **Median Rate Spread:** 0.2821157894736842%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | UNITED WHOLESALE MORTGAGE, LLC | 95 | 64 | 83 | 1,808 | Independent Mortgage Company |
| 2 | Ameris Bank | 95 | 63 | 81 | 826 | Bank |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 95 | 79 | 86 | 367 | Independent Mortgage Company |
| 4 | GUARANTEED RATE, INC. | 89 | 79 | 70 | 330 | Independent Mortgage Company |
| 5 | MOVEMENT MORTGAGE, LLC | 88 | 45 | 81 | 724 | Independent Mortgage Company |
| 6 | SWBC MORTGAGE CORPORATION | 88 | 45 | 85 | 252 | Independent Mortgage Company |
| 7 | FREEDOM MORTGAGE CORPORATION | 85 | 61 | 63 | 289 | Independent Mortgage Company |
| 8 | PENNYMAC LOAN SERVICES, LLC | 85 | 61 | 62 | 284 | Independent Mortgage Company |
| 9 | Prosperity Home Mortgage, LLC | 85 | 64 | 73 | 273 | Independent Mortgage Company |
| 10 | KIND LENDING, LLC | 85 | 64 | 67 | 170 | Independent Mortgage Company |
| 11 | Heritage Mortgage, LLC | 85 | 86 | 76 | 112 | Independent Mortgage Company |
| 12 | GUARANTEED RATE AFFINITY, LLC | 85 | 65 | 72 | 74 | Independent Mortgage Company |
| 13 | TRAILBLAZER MORTGAGE L.L.C. | 85 | 99 | 62 | 72 | Independent Mortgage Company |
| 14 | LOANDEPOT.COM, LLC | 83 | 53 | 69 | 381 | Independent Mortgage Company |
| 15 | NAVY FEDERAL CREDIT UNION | 83 | 91 | 59 | 194 | Credit Union |
| 16 | First Heritage Mortgage, LLC | 83 | 52 | 90 | 175 | Independent Mortgage Company |
| 17 | First Federal Bank | 83 | 92 | 58 | 126 | Bank |
| 18 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 83 | 48 | 82 | 101 | Independent Mortgage Company |
| 19 | NBKC BANK | 83 | 91 | 75 | 53 | Bank |
| 20 | Synovus Bank | 80 | 80 | 72 | 82 | Bank |
| 21 | VICTORY MORTGAGE, L.L.C. | 80 | 67 | 74 | 52 | Independent Mortgage Company |
| 22 | ROCKET MORTGAGE, LLC | 80 | 29 | 81 | 1,796 | Independent Mortgage Company |
| 23 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 80 | 33 | 83 | 437 | Independent Mortgage Company |
| 24 | JPMorgan Chase Bank, National Association | 79 | 75 | 54 | 329 | Bank |
| 25 | NEWREZ LLC | 79 | 47 | 63 | 154 | Independent Mortgage Company |
| 26 | Flagstar Bank, N.A. | 79 | 56 | 68 | 145 | Bank |
| 27 | MUTUAL OF OMAHA MORTGAGE, INC. | 79 | 46 | 60 | 115 | Independent Mortgage Company |
| 28 | PLAZA HOME MORTGAGE, INC. | 79 | 42 | 63 | 64 | Independent Mortgage Company |
| 29 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 77 | 56 | 81 | 57 | Independent Mortgage Company |
| 30 | CMG MORTGAGE, INC. | 77 | 54 | 81 | 49 | Independent Mortgage Company |
| 31 | BANKSOUTH MORTGAGE COMPANY, LLC | 75 | 33 | 87 | 474 | Independent Mortgage Company |
| 32 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 75 | 33 | 85 | 129 | Independent Mortgage Company |
| 33 | FIRST COMMUNITY MORTGAGE, INC. | 75 | 39 | 83 | 76 | Independent Mortgage Company |
| 34 | USAA Federal Savings Bank | 73 | 62 | 58 | 50 | Bank |
| 35 | CROSSCOUNTRY MORTGAGE, LLC | 71 | 32 | 71 | 326 | Independent Mortgage Company |
| 36 | Mortgage Research Center, LLC | 71 | 34 | 61 | 193 | Independent Mortgage Company |
| 37 | NATIONSTAR MORTGAGE LLC | 71 | 20 | 69 | 172 | Independent Mortgage Company |
| 38 | GUILD MORTGAGE COMPANY LLC | 71 | 22 | 77 | 130 | Independent Mortgage Company |
| 39 | Presidential Bank, FSB | 71 | 39 | 82 | 94 | Bank |
| 40 | LOWER, LLC | 71 | 25 | 63 | 94 | Independent Mortgage Company |
| 41 | Magnolia Bank, Incorporated | 71 | 30 | 74 | 73 | Bank |
| 42 | MORTGAGE ASSURANCE, INC. | 69 | 51 | 57 | 156 | Independent Mortgage Company |
| 43 | ZILLOW HOME LOANS, LLC | 67 | 39 | 68 | 217 | Independent Mortgage Company |
| 44 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 67 | 36 | 63 | 196 | Independent Mortgage Company |
| 45 | Capital City Home Loans, LLC | 67 | 26 | 63 | 160 | Independent Mortgage Company |
| 46 | SOUTHEAST MORTGAGE OF GEORGIA, INC. | 67 | 24 | 73 | 150 | Independent Mortgage Company |
| 47 | DIRECT LENDERS, LLC | 66 | 35 | 76 | 112 | Independent Mortgage Company |
| 48 | CARRINGTON MORTGAGE SERVICES, LLC | 66 | 26 | 51 | 70 | Independent Mortgage Company |
| 49 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 66 | 22 | 79 | 49 | Independent Mortgage Company |
| 50 | EVERETT FINANCIAL, INC. | 63 | 9 | 75 | 460 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Marietta, GA.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.