# Best Mortgage Lenders in Monroe, LA

**As of:** 2026-05-22

Compare the top mortgage lenders in Monroe, LA. Data-driven rankings based on pricing, approval rates, and local market expertise.

> **Canonical URL:** https://saferate.com/monroe-la/best-mortgage-lenders


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 23
- **Total Loans:** 1,155
- **Median Rate Spread:** 0.43386956521739134%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | DSLD MORTGAGE, LLC | 93 | 97 | 81 | 49 | Independent Mortgage Company |
| 2 | Origin Bank | 86 | 62 | 76 | 105 | Bank |
| 3 | Eagle Bank and Trust Company | 84 | 45 | 86 | 248 | Bank |
| 4 | GMFS LLC | 78 | 53 | 85 | 78 | Independent Mortgage Company |
| 5 | Assurance Financial Group, L.L.C. | 74 | 26 | 82 | 130 | Independent Mortgage Company |
| 6 | JPMorgan Chase Bank, National Association | 73 | 49 | 70 | 37 | Bank |
| 7 | UNITED WHOLESALE MORTGAGE, LLC | 71 | 41 | 93 | 24 | Independent Mortgage Company |
| 8 | MOVEMENT MORTGAGE, LLC | 68 | 32 | 84 | 106 | Independent Mortgage Company |
| 9 | ROCKET MORTGAGE, LLC | 68 | 29 | 95 | 94 | Independent Mortgage Company |
| 10 | PLANET HOME LENDING, LLC | 68 | 40 | 83 | 35 | Independent Mortgage Company |
| 11 | Cadence Bank | 66 | 47 | 73 | 21 | Bank |
| 12 | GUILD MORTGAGE COMPANY LLC | 62 | 25 | 83 | 23 | Independent Mortgage Company |
| 13 | Mortgage Research Center, LLC | 58 | 34 | 70 | 32 | Independent Mortgage Company |
| 14 | NEWREZ LLC | 52 | 35 | 59 | 35 | Independent Mortgage Company |
| 15 | CENTRIC | 50 | 35 | 23 | 33 | Credit Union |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Monroe, LA.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.