# Best Mortgage Lenders in Morristown, TN

**As of:** 2026-05-20

Compare the top mortgage lenders in Morristown, TN. Data-driven rankings based on pricing, approval rates, and local market expertise.

> **Canonical URL:** https://saferate.com/morristown-tn/best-mortgage-lenders


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 33
- **Total Loans:** 1,099
- **Median Rate Spread:** 0.2770625%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | MORTGAGE INVESTORS GROUP, INC. | 84 | 43 | 80 | 96 | Independent Mortgage Company |
| 2 | UNITED WHOLESALE MORTGAGE, LLC | 84 | 41 | 93 | 92 | Independent Mortgage Company |
| 3 | CONSUMER Credit Union | 78 | 77 | 51 | 38 | Credit Union |
| 4 | FirstBank | 78 | 50 | 80 | 28 | Bank |
| 5 | ROCKET MORTGAGE, LLC | 74 | 29 | 95 | 137 | Independent Mortgage Company |
| 6 | UNION HOME MORTGAGE CORP. | 74 | 22 | 83 | 72 | Independent Mortgage Company |
| 7 | CMG MORTGAGE, INC. | 74 | 33 | 81 | 70 | Independent Mortgage Company |
| 8 | KNOXVILLE TVA EMPLOYEES CREDIT UNION | 68 | 39 | 63 | 58 | Credit Union |
| 9 | Mortgage Research Center, LLC | 63 | 34 | 70 | 40 | Independent Mortgage Company |
| 10 | STOCKTON MORTGAGE CORPORATION | 63 | 27 | 70 | 25 | Independent Mortgage Company |
| 11 | EASTMAN CREDIT UNION | 63 | 40 | 72 | 23 | Credit Union |
| 12 | ORNL | 58 | 32 | 59 | 33 | Credit Union |
| 13 | NEWREZ LLC | 52 | 35 | 59 | 21 | Independent Mortgage Company |
| 14 | NEW AMERICAN FUNDING, LLC | 52 | 22 | 60 | 20 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Morristown, TN.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.