Safe Rate Mortgage protects you automatically
Welcome to smarter, safer rates
Payments that fall when local home values dropWe keep track of your local home values and automatically reduce your monthly payments if values fall.
Payments never rise more than original amountIf local home values fall, your payments fall. If home values rebound, your payments rebound, but you will never pay more than your original monthly payment.
No more Private Mortgage Insurance (PMI)Although you’re the one paying for it, PMI protects the lender and not you. The Safe Rate mortgage replaces PMI and flexes when neighborhood home values fall to better protect you, your lender, and your community.
Ready to join the movement?
Building a safer, smarter mortgage process is big, and we need your help. By signing up below, you’ll join a growing community of like-minded homeowners, mortgage lenders, mortgage brokers, realtors, investors, and change-makers. We’ll (occasionally) update you as we work to bring the Safe Rate mortgage to life.