The Safe Rate Mortgage protects you automatically

Payments that fall when local home values drop

We keep track of your local home values and automatically reduce your monthly payments if values fall.

Payments never rise more than original amount

If local home values fall, your payments fall. If home values rebound, your payments rebound, but you will never pay more than your original monthly payment.

No more Private Mortgage Insurance (PMI)

Although you’re the one paying for it, PMI protects the lender and not you. The Safe Rate mortgage replaces PMI and flexes when neighborhood home values fall to better protect you, your lender, and your community.