# Best Mortgage Lenders in Myrtle Beach

**As of:** 2026-05-22

Compare the top mortgage lenders in Myrtle Beach. Data-driven rankings based on pricing, approval rates, and local market expertise.

> **Canonical URL:** https://saferate.com/myrtle-beach/best-mortgage-lenders


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 112
- **Total Loans:** 8,420
- **Median Rate Spread:** 0.34854205607476635%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | VELOCIO MORTGAGE L.L.C. | 93 | 96 | 85 | 76 | Independent Mortgage Company |
| 2 | FBC MORTGAGE, LLC | 86 | 60 | 83 | 93 | Independent Mortgage Company |
| 3 | NATION ONE MORTGAGE CORPORATION | 86 | 61 | 94 | 69 | Independent Mortgage Company |
| 4 | UNITED WHOLESALE MORTGAGE, LLC | 84 | 41 | 93 | 326 | Independent Mortgage Company |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 84 | 51 | 82 | 209 | Independent Mortgage Company |
| 6 | Truist Bank | 80 | 70 | 68 | 70 | Bank |
| 7 | STATE EMPLOYEES' | 80 | 73 | 74 | 70 | Credit Union |
| 8 | Bank of America, National Association | 80 | 73 | 75 | 63 | Bank |
| 9 | First Reliance Bank | 80 | 62 | 73 | 63 | Bank |
| 10 | First-Citizens Bank & Trust Company | 80 | 60 | 62 | 61 | Bank |
| 11 | LOANDEPOT.COM, LLC | 78 | 48 | 76 | 337 | Independent Mortgage Company |
| 12 | Ameris Bank | 78 | 42 | 82 | 111 | Bank |
| 13 | NAVY FEDERAL CREDIT UNION | 78 | 93 | 60 | 75 | Credit Union |
| 14 | ROCKET MORTGAGE, LLC | 74 | 29 | 95 | 599 | Independent Mortgage Company |
| 15 | MOVEMENT MORTGAGE, LLC | 74 | 32 | 84 | 267 | Independent Mortgage Company |
| 16 | T2 FINANCIAL LLC | 74 | 26 | 86 | 244 | Independent Mortgage Company |
| 17 | GUARANTEED RATE, INC. | 73 | 41 | 69 | 157 | Independent Mortgage Company |
| 18 | Wells Fargo Bank, National Association | 73 | 63 | 59 | 99 | Bank |
| 19 | SouthState Bank, National Association | 73 | 49 | 73 | 76 | Bank |
| 20 | FREEDOM MORTGAGE CORPORATION | 73 | 55 | 67 | 58 | Independent Mortgage Company |
| 21 | PNC Bank, National Association | 73 | 71 | 61 | 36 | Bank |
| 22 | JET HOMELOANS, LP | 73 | 71 | 77 | 33 | Independent Mortgage Company |
| 23 | FIRST COLONY MORTGAGE CORPORATION | 71 | 42 | 84 | 24 | Independent Mortgage Company |
| 24 | TIDEWATER MORTGAGE SERVICES, INC. | 68 | 30 | 73 | 188 | Independent Mortgage Company |
| 25 | Coastal Carolina National Bank | 68 | 21 | 68 | 140 | Bank |
| 26 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 68 | 24 | 85 | 185 | Independent Mortgage Company |
| 27 | CMG MORTGAGE, INC. | 68 | 33 | 81 | 125 | Independent Mortgage Company |
| 28 | GUILD MORTGAGE COMPANY LLC | 68 | 25 | 83 | 101 | Independent Mortgage Company |
| 29 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 68 | 25 | 90 | 71 | Independent Mortgage Company |
| 30 | UNION HOME MORTGAGE CORP. | 68 | 22 | 83 | 70 | Independent Mortgage Company |
| 31 | Alcova Mortgage LLC | 68 | 32 | 90 | 52 | Independent Mortgage Company |
| 32 | JPMorgan Chase Bank, National Association | 66 | 49 | 70 | 53 | Bank |
| 33 | PENNYMAC LOAN SERVICES, LLC | 66 | 56 | 63 | 46 | Independent Mortgage Company |
| 34 | First National Bank of Pennsylvania | 66 | 60 | 71 | 35 | Bank |
| 35 | United Bank | 66 | 54 | 76 | 29 | Bank |
| 36 | EQUITY RESOURCES, INC. | 66 | 47 | 66 | 26 | Independent Mortgage Company |
| 37 | Gateway First Bank | 63 | 29 | 79 | 169 | Bank |
| 38 | LOWER, LLC | 63 | 30 | 71 | 137 | Independent Mortgage Company |
| 39 | Mortgage Research Center, LLC | 63 | 34 | 70 | 125 | Independent Mortgage Company |
| 40 | AMERICAN FINANCIAL NETWORK, INC. | 63 | 28 | 71 | 99 | Independent Mortgage Company |
| 41 | Flagstar Bank, N.A. | 63 | 40 | 76 | 83 | Bank |
| 42 | CROSSCOUNTRY MORTGAGE, LLC | 63 | 20 | 76 | 80 | Independent Mortgage Company |
| 43 | Magnolia Bank, Incorporated | 62 | 37 | 82 | 24 | Bank |
| 44 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 62 | 26 | 83 | 20 | Independent Mortgage Company |
| 45 | MUTUAL OF OMAHA MORTGAGE, INC. | 60 | 57 | 57 | 30 | Independent Mortgage Company |
| 46 | USAA Federal Savings Bank | 60 | 54 | 45 | 29 | Bank |
| 47 | TD Bank, National Association | 60 | 47 | 57 | 23 | Bank |
| 48 | NEWREZ LLC | 58 | 35 | 59 | 78 | Independent Mortgage Company |
| 49 | NATIONSTAR MORTGAGE LLC | 58 | 26 | 71 | 52 | Independent Mortgage Company |
| 50 | Plains Commerce Bank | 58 | 37 | 67 | 48 | Bank |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Myrtle Beach.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.