# Best Jumbo Mortgage Lenders in Nebraska

**As of:** 2026-05-25

Compare the top Jumbo mortgage lenders in Nebraska. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/nebraska/best-mortgage-lenders/jumbo-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 119
- **Total Loans:** 20,913
- **Median Rate Spread:** 0.2526752136752137%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | VERIDIAN CREDIT UNION | 95 | 86 | 96 | 485 | Credit Union |
| 2 | ROCKET MORTGAGE, LLC | 83 | 50 | 67 | 1,456 | Independent Mortgage Company |
| 3 | UNITED WHOLESALE MORTGAGE, LLC | 83 | 55 | 74 | 661 | Independent Mortgage Company |
| 4 | Union Bank and Trust Company | 83 | 88 | 77 | 584 | Bank |
| 5 | FLAT BRANCH MORTGAGE, INC. | 80 | 69 | 71 | 80 | Independent Mortgage Company |
| 6 | BMO Bank National Association | 79 | 79 | 64 | 57 | Bank |
| 7 | First National Bank of Omaha | 66 | 59 | 39 | 1,207 | Bank |
| 8 | First Bank | 57 | 11 | 67 | 228 | Bank |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Nebraska.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.