# Best VA Mortgage Companie Lenders in New York

**As of:** 2026-05-25

Compare the top mortgage companies for VA loans in New York.

> **Canonical URL:** https://saferate.com/new-york/best-mortgage-lenders/mortgage-companies/va-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 215
- **Total Loans:** 47,525
- **Median Rate Spread:** 0.2421531100478469%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | UNITED WHOLESALE MORTGAGE, LLC | 95 | 64 | 83 | 4,302 | Independent Mortgage Company |
| 2 | GUARANTEED RATE, INC. | 89 | 79 | 70 | 1,039 | Independent Mortgage Company |
| 3 | NJ LENDERS CORP. | 89 | 81 | 70 | 875 | Independent Mortgage Company |
| 4 | PENNYMAC LOAN SERVICES, LLC | 89 | 61 | 62 | 741 | Independent Mortgage Company |
| 5 | FREEDOM MORTGAGE CORPORATION | 85 | 61 | 63 | 144 | Independent Mortgage Company |
| 6 | LOANDEPOT.COM, LLC | 83 | 53 | 69 | 1,559 | Independent Mortgage Company |
| 7 | CMG MORTGAGE, INC. | 83 | 54 | 81 | 497 | Independent Mortgage Company |
| 8 | ROCKET MORTGAGE, LLC | 80 | 29 | 81 | 2,884 | Independent Mortgage Company |
| 9 | NEWREZ LLC | 79 | 47 | 63 | 630 | Independent Mortgage Company |
| 10 | CROSSCOUNTRY MORTGAGE, LLC | 75 | 32 | 71 | 2,895 | Independent Mortgage Company |
| 11 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 75 | 33 | 83 | 245 | Independent Mortgage Company |
| 12 | NATIONSTAR MORTGAGE LLC | 71 | 20 | 69 | 223 | Independent Mortgage Company |
| 13 | UNITED NORTHERN MORTGAGE BANKERS LIMITED | 66 | 26 | 63 | 378 | Independent Mortgage Company |
| 14 | BOND STREET MORTGAGE, LLC | 62 | 35 | 53 | 290 | Independent Mortgage Company |
| 15 | NATIONWIDE MORTGAGE BANKERS, INC. | 60 | 5 | 71 | 603 | Independent Mortgage Company |
| 16 | CONTOUR MORTGAGE CORPORATION | 60 | 18 | 62 | 488 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within New York.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.