# Best Mortgage Lenders in Non

**As of:** 2026-05-21

Compare the top mortgage lenders in Non. Data-driven rankings based on pricing, approval rates, and local market expertise.

> **Canonical URL:** https://saferate.com/non/best-mortgage-lenders


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 1,513
- **Total Loans:** 403,871
- **Median Rate Spread:** 0.3030488308115543%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | IOWA BANKERS MORTGAGE CORPORATION | 93 | 83 | 82 | 1,059 | Independent Mortgage Company |
| 2 | GREENSTATE Credit Union | 93 | 89 | 84 | 836 | Credit Union |
| 3 | WEST GATE BANK | 93 | 83 | 80 | 830 | Bank |
| 4 | U.S. Bank National Association | 86 | 75 | 71 | 4,263 | Bank |
| 5 | STATE EMPLOYEES' | 86 | 73 | 74 | 2,531 | Credit Union |
| 6 | The Huntington National Bank | 86 | 61 | 75 | 2,367 | Bank |
| 7 | UNITED WHOLESALE MORTGAGE, LLC | 84 | 41 | 93 | 20,699 | Independent Mortgage Company |
| 8 | NAVY FEDERAL CREDIT UNION | 84 | 93 | 60 | 3,938 | Credit Union |
| 9 | FLAT BRANCH MORTGAGE, INC. | 84 | 50 | 89 | 3,219 | Independent Mortgage Company |
| 10 | Truist Bank | 80 | 70 | 68 | 1,427 | Bank |
| 11 | Fifth Third Bank, National Association | 80 | 62 | 62 | 1,233 | Bank |
| 12 | PNC Bank, National Association | 80 | 71 | 61 | 1,048 | Bank |
| 13 | Bank of America, National Association | 80 | 73 | 75 | 1,038 | Bank |
| 14 | COVANTAGE CREDIT UNION | 80 | 63 | 65 | 900 | Credit Union |
| 15 | LOANDEPOT.COM, LLC | 78 | 48 | 76 | 5,609 | Independent Mortgage Company |
| 16 | GUARANTEED RATE, INC. | 78 | 41 | 69 | 4,121 | Independent Mortgage Company |
| 17 | FREEDOM MORTGAGE CORPORATION | 78 | 55 | 67 | 3,991 | Independent Mortgage Company |
| 18 | JPMorgan Chase Bank, National Association | 78 | 49 | 70 | 3,486 | Bank |
| 19 | PENNYMAC LOAN SERVICES, LLC | 78 | 56 | 63 | 3,420 | Independent Mortgage Company |
| 20 | Wells Fargo Bank, National Association | 78 | 63 | 59 | 3,042 | Bank |
| 21 | RUOFF MORTGAGE COMPANY, INC. | 78 | 43 | 75 | 2,239 | Independent Mortgage Company |
| 22 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 78 | 46 | 83 | 1,579 | Independent Mortgage Company |
| 23 | Community Bank, National Association | 78 | 45 | 71 | 1,195 | Bank |
| 24 | MORTGAGE INVESTORS GROUP, INC. | 78 | 43 | 80 | 936 | Independent Mortgage Company |
| 25 | Ameris Bank | 78 | 42 | 82 | 867 | Bank |
| 26 | ROCKET MORTGAGE, LLC | 74 | 29 | 95 | 37,600 | Independent Mortgage Company |
| 27 | GUILD MORTGAGE COMPANY LLC | 74 | 25 | 83 | 8,330 | Independent Mortgage Company |
| 28 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 74 | 24 | 85 | 7,148 | Independent Mortgage Company |
| 29 | MOVEMENT MORTGAGE, LLC | 74 | 32 | 84 | 5,076 | Independent Mortgage Company |
| 30 | CMG MORTGAGE, INC. | 74 | 33 | 81 | 4,885 | Independent Mortgage Company |
| 31 | UNION HOME MORTGAGE CORP. | 74 | 22 | 83 | 3,542 | Independent Mortgage Company |
| 32 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 74 | 26 | 83 | 2,246 | Independent Mortgage Company |
| 33 | FIRST COMMUNITY MORTGAGE, INC. | 74 | 31 | 89 | 1,968 | Independent Mortgage Company |
| 34 | Renasant Bank | 74 | 38 | 81 | 1,644 | Bank |
| 35 | DAS Acquisition Company, LLC | 74 | 26 | 80 | 1,573 | Independent Mortgage Company |
| 36 | Regions Bank | 73 | 41 | 64 | 1,627 | Bank |
| 37 | Cadence Bank | 73 | 47 | 73 | 1,010 | Bank |
| 38 | The Central Trust Bank | 73 | 47 | 75 | 1,008 | Bank |
| 39 | USAA Federal Savings Bank | 71 | 54 | 45 | 2,217 | Bank |
| 40 | Mortgage Research Center, LLC | 68 | 34 | 70 | 12,427 | Independent Mortgage Company |
| 41 | CROSSCOUNTRY MORTGAGE, LLC | 68 | 20 | 76 | 6,849 | Independent Mortgage Company |
| 42 | Flagstar Bank, N.A. | 68 | 40 | 76 | 3,521 | Bank |
| 43 | NATIONSTAR MORTGAGE LLC | 68 | 26 | 71 | 2,708 | Independent Mortgage Company |
| 44 | STOCKTON MORTGAGE CORPORATION | 68 | 27 | 70 | 1,572 | Independent Mortgage Company |
| 45 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 68 | 25 | 90 | 1,638 | Independent Mortgage Company |
| 46 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 68 | 26 | 87 | 1,525 | Independent Mortgage Company |
| 47 | NFM, INC. | 68 | 23 | 87 | 1,212 | Independent Mortgage Company |
| 48 | Alcova Mortgage LLC | 68 | 32 | 90 | 1,210 | Independent Mortgage Company |
| 49 | T2 FINANCIAL LLC | 68 | 26 | 86 | 936 | Independent Mortgage Company |
| 50 | Bell Bank | 68 | 35 | 82 | 876 | Bank |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Non.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.