# Best Mortgage Lenders in North Port

**As of:** 2026-05-23

Compare the top mortgage lenders in North Port. Data-driven rankings based on pricing, approval rates, and local market expertise.

> **Canonical URL:** https://saferate.com/north-port/best-mortgage-lenders


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 176
- **Total Loans:** 14,437
- **Median Rate Spread:** 0.29031791907514454%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | FBC MORTGAGE, LLC | 86 | 60 | 83 | 134 | Independent Mortgage Company |
| 2 | Suncoast Credit Union | 86 | 98 | 61 | 132 | Credit Union |
| 3 | Morgan Stanley Private Bank, National Association | 86 | 94 | 66 | 69 | Bank |
| 4 | UNITED WHOLESALE MORTGAGE, LLC | 84 | 41 | 93 | 1,261 | Independent Mortgage Company |
| 5 | LAKE MICHIGAN CREDIT UNION | 84 | 82 | 82 | 41 | Credit Union |
| 6 | U.S. Bank National Association | 80 | 75 | 71 | 139 | Bank |
| 7 | MATTAMY HOME FUNDING, LLC | 80 | 66 | 76 | 127 | Independent Mortgage Company |
| 8 | Bank of America, National Association | 80 | 73 | 75 | 126 | Bank |
| 9 | Truist Bank | 80 | 70 | 68 | 107 | Bank |
| 10 | Fifth Third Bank, National Association | 80 | 62 | 62 | 95 | Bank |
| 11 | NEAL COMMUNITIES FUNDING, LLC | 78 | 57 | 71 | 406 | Independent Mortgage Company |
| 12 | LOANDEPOT.COM, LLC | 78 | 48 | 76 | 368 | Independent Mortgage Company |
| 13 | PENNYMAC LOAN SERVICES, LLC | 78 | 56 | 63 | 281 | Independent Mortgage Company |
| 14 | NAVY FEDERAL CREDIT UNION | 78 | 93 | 60 | 126 | Credit Union |
| 15 | VANDERBILT MORTGAGE AND FINANCE, INC. | 78 | 51 | 82 | 56 | Independent Mortgage Company |
| 16 | TrustCo Bank | 78 | 86 | 55 | 42 | Bank |
| 17 | ROCKET MORTGAGE, LLC | 74 | 29 | 95 | 842 | Independent Mortgage Company |
| 18 | CMG MORTGAGE, INC. | 74 | 33 | 81 | 281 | Independent Mortgage Company |
| 19 | JPMorgan Chase Bank, National Association | 73 | 49 | 70 | 181 | Bank |
| 20 | Regions Bank | 73 | 41 | 64 | 163 | Bank |
| 21 | FREEDOM MORTGAGE CORPORATION | 73 | 55 | 67 | 136 | Independent Mortgage Company |
| 22 | Wells Fargo Bank, National Association | 73 | 63 | 59 | 124 | Bank |
| 23 | GUARANTEED RATE, INC. | 73 | 41 | 69 | 100 | Independent Mortgage Company |
| 24 | SouthState Bank, National Association | 73 | 49 | 73 | 84 | Bank |
| 25 | PNC Bank, National Association | 73 | 71 | 61 | 41 | Bank |
| 26 | HANCOCK WHITNEY BANK | 73 | 65 | 64 | 40 | Bank |
| 27 | PROVIDENT FUNDING ASSOCIATES, L.P. | 71 | 83 | 55 | 33 | Independent Mortgage Company |
| 28 | M/I FINANCIAL, LLC | 68 | 38 | 75 | 306 | Independent Mortgage Company |
| 29 | CROSSCOUNTRY MORTGAGE, LLC | 68 | 20 | 76 | 265 | Independent Mortgage Company |
| 30 | FAIRWAY FUNDING GROUP, INC. | 68 | 28 | 67 | 113 | Independent Mortgage Company |
| 31 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 68 | 24 | 85 | 179 | Independent Mortgage Company |
| 32 | MOVEMENT MORTGAGE, LLC | 68 | 32 | 84 | 165 | Independent Mortgage Company |
| 33 | THE MORTGAGE FIRM, INC. | 68 | 20 | 81 | 141 | Independent Mortgage Company |
| 34 | UNION HOME MORTGAGE CORP. | 68 | 22 | 83 | 110 | Independent Mortgage Company |
| 35 | NFM, INC. | 68 | 23 | 87 | 90 | Independent Mortgage Company |
| 36 | T2 FINANCIAL LLC | 68 | 26 | 86 | 68 | Independent Mortgage Company |
| 37 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 68 | 26 | 87 | 65 | Independent Mortgage Company |
| 38 | COASTAL LOANS, LLC | 68 | 22 | 84 | 57 | Independent Mortgage Company |
| 39 | Northpointe Bank | 66 | 47 | 62 | 43 | Bank |
| 40 | MUTUAL OF OMAHA MORTGAGE, INC. | 66 | 57 | 57 | 54 | Independent Mortgage Company |
| 41 | ACHIEVA CREDIT UNION | 66 | 49 | 50 | 38 | Credit Union |
| 42 | GUARANTEED RATE AFFINITY, LLC | 63 | 33 | 60 | 131 | Independent Mortgage Company |
| 43 | Mortgage Research Center, LLC | 63 | 34 | 70 | 122 | Independent Mortgage Company |
| 44 | Paramount Residential Mortgage Group, Inc. | 63 | 27 | 72 | 98 | Independent Mortgage Company |
| 45 | Flagstar Bank, N.A. | 63 | 40 | 76 | 89 | Bank |
| 46 | Bank of England | 63 | 33 | 64 | 81 | Bank |
| 47 | THE LOAN STORE, INC. | 63 | 40 | 77 | 78 | Independent Mortgage Company |
| 48 | Plains Commerce Bank | 63 | 37 | 67 | 76 | Bank |
| 49 | LOWER, LLC | 63 | 30 | 71 | 68 | Independent Mortgage Company |
| 50 | VAN DYK MORTGAGE CORPORATION | 63 | 27 | 67 | 56 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within North Port.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.