# Best Conventional Mortgage Lenders in North Port

**As of:** 2026-05-23

Compare the top Conventional mortgage lenders in North Port. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/north-port/best-mortgage-lenders/conventional-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 176
- **Total Loans:** 14,437
- **Median Rate Spread:** 0.29031791907514454%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | LAKE MICHIGAN CREDIT UNION | 88 | 82 | 82 | 41 | Credit Union |
| 2 | U.S. Bank National Association | 85 | 75 | 69 | 139 | Bank |
| 3 | Suncoast Credit Union | 85 | 98 | 62 | 132 | Credit Union |
| 4 | Bank of America, National Association | 85 | 71 | 67 | 126 | Bank |
| 5 | Truist Bank | 85 | 71 | 69 | 107 | Bank |
| 6 | LOANDEPOT.COM, LLC | 83 | 45 | 72 | 368 | Independent Mortgage Company |
| 7 | NAVY FEDERAL CREDIT UNION | 83 | 92 | 53 | 126 | Credit Union |
| 8 | UNITED WHOLESALE MORTGAGE, LLC | 80 | 36 | 86 | 1,261 | Independent Mortgage Company |
| 9 | ROCKET MORTGAGE, LLC | 80 | 28 | 87 | 842 | Independent Mortgage Company |
| 10 | NEAL COMMUNITIES FUNDING, LLC | 79 | 56 | 68 | 406 | Independent Mortgage Company |
| 11 | JPMorgan Chase Bank, National Association | 79 | 52 | 71 | 181 | Bank |
| 12 | Wells Fargo Bank, National Association | 79 | 61 | 57 | 124 | Bank |
| 13 | Fifth Third Bank, National Association | 79 | 61 | 60 | 95 | Bank |
| 14 | SouthState Bank, National Association | 79 | 48 | 72 | 84 | Bank |
| 15 | Morgan Stanley Private Bank, National Association | 79 | 96 | 57 | 69 | Bank |
| 16 | VANDERBILT MORTGAGE AND FINANCE, INC. | 79 | 45 | 68 | 56 | Independent Mortgage Company |
| 17 | TrustCo Bank | 79 | 87 | 54 | 42 | Bank |
| 18 | PNC Bank, National Association | 79 | 75 | 63 | 41 | Bank |
| 19 | PENNYMAC LOAN SERVICES, LLC | 77 | 42 | 59 | 281 | Independent Mortgage Company |
| 20 | PROVIDENT FUNDING ASSOCIATES, L.P. | 77 | 83 | 55 | 33 | Independent Mortgage Company |
| 21 | CMG MORTGAGE, INC. | 75 | 34 | 73 | 281 | Independent Mortgage Company |
| 22 | CROSSCOUNTRY MORTGAGE, LLC | 75 | 21 | 74 | 265 | Independent Mortgage Company |
| 23 | MATTAMY HOME FUNDING, LLC | 74 | 55 | 63 | 127 | Independent Mortgage Company |
| 24 | MUTUAL OF OMAHA MORTGAGE, INC. | 74 | 65 | 55 | 54 | Independent Mortgage Company |
| 25 | HANCOCK WHITNEY BANK | 74 | 62 | 61 | 40 | Bank |
| 26 | Northpointe Bank | 73 | 49 | 62 | 43 | Bank |
| 27 | M/I FINANCIAL, LLC | 71 | 35 | 62 | 306 | Independent Mortgage Company |
| 28 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 71 | 25 | 78 | 179 | Independent Mortgage Company |
| 29 | MOVEMENT MORTGAGE, LLC | 71 | 34 | 77 | 165 | Independent Mortgage Company |
| 30 | Regions Bank | 71 | 39 | 64 | 163 | Bank |
| 31 | UNION HOME MORTGAGE CORP. | 71 | 23 | 77 | 110 | Independent Mortgage Company |
| 32 | GUARANTEED RATE, INC. | 71 | 39 | 65 | 100 | Independent Mortgage Company |
| 33 | Paramount Residential Mortgage Group, Inc. | 71 | 24 | 60 | 98 | Independent Mortgage Company |
| 34 | Flagstar Bank, N.A. | 71 | 34 | 72 | 89 | Bank |
| 35 | THE LOAN STORE, INC. | 71 | 39 | 71 | 78 | Independent Mortgage Company |
| 36 | Plains Commerce Bank | 71 | 35 | 64 | 76 | Bank |
| 37 | T2 FINANCIAL LLC | 71 | 26 | 77 | 68 | Independent Mortgage Company |
| 38 | LOWER, LLC | 71 | 33 | 66 | 68 | Independent Mortgage Company |
| 39 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 71 | 20 | 78 | 65 | Independent Mortgage Company |
| 40 | FREEDOM MORTGAGE CORPORATION | 69 | 41 | 47 | 136 | Independent Mortgage Company |
| 41 | NEWREZ LLC | 66 | 31 | 58 | 200 | Independent Mortgage Company |
| 42 | GUARANTEED RATE AFFINITY, LLC | 66 | 32 | 54 | 131 | Independent Mortgage Company |
| 43 | NEW AMERICAN FUNDING, LLC | 66 | 26 | 60 | 129 | Independent Mortgage Company |
| 44 | NATIONSTAR MORTGAGE LLC | 66 | 27 | 64 | 54 | Independent Mortgage Company |
| 45 | GUILD MORTGAGE COMPANY LLC | 66 | 25 | 77 | 50 | Independent Mortgage Company |
| 46 | KIND LENDING, LLC | 66 | 31 | 66 | 44 | Independent Mortgage Company |
| 47 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 66 | 29 | 60 | 39 | Independent Mortgage Company |
| 48 | AMERICAN FINANCIAL NETWORK, INC. | 66 | 29 | 63 | 32 | Independent Mortgage Company |
| 49 | ACHIEVA CREDIT UNION | 64 | 48 | 47 | 38 | Credit Union |
| 50 | FBC MORTGAGE, LLC | 63 | 36 | 60 | 134 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within North Port.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.