# Best VA Mortgage Lenders in North Port

**As of:** 2026-05-23

Compare the top VA mortgage lenders in North Port. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/north-port/best-mortgage-lenders/va-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 176
- **Total Loans:** 14,437
- **Median Rate Spread:** 0.29031791907514454%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | UNITED WHOLESALE MORTGAGE, LLC | 95 | 64 | 83 | 1,261 | Independent Mortgage Company |
| 2 | FBC MORTGAGE, LLC | 95 | 85 | 87 | 134 | Independent Mortgage Company |
| 3 | PENNYMAC LOAN SERVICES, LLC | 89 | 61 | 62 | 281 | Independent Mortgage Company |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 89 | 79 | 86 | 56 | Independent Mortgage Company |
| 5 | M/I FINANCIAL, LLC | 88 | 52 | 81 | 306 | Independent Mortgage Company |
| 6 | CMG MORTGAGE, INC. | 88 | 54 | 81 | 281 | Independent Mortgage Company |
| 7 | U.S. Bank National Association | 85 | 71 | 65 | 139 | Bank |
| 8 | FREEDOM MORTGAGE CORPORATION | 85 | 61 | 63 | 136 | Independent Mortgage Company |
| 9 | GUARANTEED RATE AFFINITY, LLC | 85 | 65 | 72 | 131 | Independent Mortgage Company |
| 10 | MATTAMY HOME FUNDING, LLC | 85 | 66 | 84 | 127 | Independent Mortgage Company |
| 11 | GUARANTEED RATE, INC. | 85 | 79 | 70 | 100 | Independent Mortgage Company |
| 12 | LOANDEPOT.COM, LLC | 83 | 53 | 69 | 368 | Independent Mortgage Company |
| 13 | MOVEMENT MORTGAGE, LLC | 83 | 45 | 81 | 165 | Independent Mortgage Company |
| 14 | NAVY FEDERAL CREDIT UNION | 83 | 91 | 59 | 126 | Credit Union |
| 15 | ROCKET MORTGAGE, LLC | 80 | 29 | 81 | 842 | Independent Mortgage Company |
| 16 | NEAL COMMUNITIES FUNDING, LLC | 79 | 57 | 62 | 406 | Independent Mortgage Company |
| 17 | NEWREZ LLC | 79 | 47 | 63 | 200 | Independent Mortgage Company |
| 18 | Paramount Residential Mortgage Group, Inc. | 79 | 40 | 71 | 98 | Independent Mortgage Company |
| 19 | Flagstar Bank, N.A. | 79 | 56 | 68 | 89 | Bank |
| 20 | MUTUAL OF OMAHA MORTGAGE, INC. | 79 | 46 | 60 | 54 | Independent Mortgage Company |
| 21 | KIND LENDING, LLC | 79 | 64 | 67 | 44 | Independent Mortgage Company |
| 22 | AMERICAN FINANCIAL NETWORK, INC. | 79 | 75 | 63 | 32 | Independent Mortgage Company |
| 23 | CROSSCOUNTRY MORTGAGE, LLC | 75 | 32 | 71 | 265 | Independent Mortgage Company |
| 24 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 75 | 33 | 83 | 179 | Independent Mortgage Company |
| 25 | NFM, INC. | 75 | 40 | 83 | 90 | Independent Mortgage Company |
| 26 | Wells Fargo Bank, National Association | 73 | 53 | 55 | 124 | Bank |
| 27 | Mortgage Research Center, LLC | 71 | 34 | 61 | 122 | Independent Mortgage Company |
| 28 | UNION HOME MORTGAGE CORP. | 71 | 25 | 79 | 110 | Independent Mortgage Company |
| 29 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 71 | 22 | 79 | 65 | Independent Mortgage Company |
| 30 | Regions Bank | 69 | 54 | 59 | 163 | Bank |
| 31 | RMC HOME MORTGAGE, LLC | 69 | 45 | 72 | 42 | Independent Mortgage Company |
| 32 | COASTAL LOANS, LLC | 67 | 22 | 78 | 57 | Independent Mortgage Company |
| 33 | NATIONSTAR MORTGAGE LLC | 66 | 20 | 69 | 54 | Independent Mortgage Company |
| 34 | Equity Prime Mortgage LLC | 62 | 20 | 57 | 41 | Independent Mortgage Company |
| 35 | CARRINGTON MORTGAGE SERVICES, LLC | 62 | 26 | 51 | 37 | Independent Mortgage Company |
| 36 | THE MORTGAGE FIRM, INC. | 57 | 16 | 73 | 141 | Independent Mortgage Company |
| 37 | NEW AMERICAN FUNDING, LLC | 56 | 19 | 58 | 129 | Independent Mortgage Company |
| 38 | AMERICAN PACIFIC MORTGAGE CORPORATION | 56 | 10 | 79 | 41 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within North Port.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.