# Best Conventional Mortgage Lenders in Norwich

**As of:** 2026-05-22

Compare the top Conventional mortgage lenders in Norwich. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/norwich/best-mortgage-lenders/conventional-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 54
- **Total Loans:** 2,464
- **Median Rate Spread:** 0.29564814814814816%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | HOMESTEAD FUNDING CORP. | 95 | 71 | 82 | 167 | Independent Mortgage Company |
| 2 | Chelsea Groton Bank | 89 | 93 | 61 | 103 | Bank |
| 3 | NAVY FEDERAL CREDIT UNION | 88 | 92 | 53 | 132 | Credit Union |
| 4 | Liberty Bank | 85 | 88 | 73 | 54 | Bank |
| 5 | Charter Oak Federal Credit Union | 83 | 84 | 65 | 81 | Credit Union |
| 6 | UNITED WHOLESALE MORTGAGE, LLC | 80 | 36 | 86 | 202 | Independent Mortgage Company |
| 7 | ROCKET MORTGAGE, LLC | 80 | 28 | 87 | 189 | Independent Mortgage Company |
| 8 | LOANDEPOT.COM, LLC | 79 | 45 | 72 | 40 | Independent Mortgage Company |
| 9 | FIRST WORLD MORTGAGE CORPORATION | 79 | 45 | 82 | 25 | Independent Mortgage Company |
| 10 | U.S. Bank National Association | 79 | 75 | 69 | 21 | Bank |
| 11 | Bank of America, National Association | 79 | 71 | 67 | 18 | Bank |
| 12 | TOTAL MORTGAGE SERVICES, LLC | 75 | 22 | 74 | 188 | Independent Mortgage Company |
| 13 | The Washington Trust Company, of Westerly | 74 | 75 | 64 | 13 | Bank |
| 14 | PENNYMAC LOAN SERVICES, LLC | 73 | 42 | 59 | 54 | Independent Mortgage Company |
| 15 | Manufacturers and Traders Trust Company | 73 | 59 | 76 | 27 | Bank |
| 16 | PLAZA HOME MORTGAGE, INC. | 73 | 43 | 63 | 24 | Independent Mortgage Company |
| 17 | Citizens Bank, National Association | 73 | 70 | 59 | 18 | Bank |
| 18 | JPMorgan Chase Bank, National Association | 73 | 52 | 71 | 18 | Bank |
| 19 | Wells Fargo Bank, National Association | 73 | 61 | 57 | 16 | Bank |
| 20 | NBKC BANK | 73 | 90 | 49 | 12 | Bank |
| 21 | Prosperity Home Mortgage, LLC | 71 | 33 | 71 | 76 | Independent Mortgage Company |
| 22 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 71 | 25 | 78 | 76 | Independent Mortgage Company |
| 23 | GUARANTEED RATE, INC. | 71 | 39 | 65 | 70 | Independent Mortgage Company |
| 24 | T2 FINANCIAL LLC | 71 | 26 | 77 | 60 | Independent Mortgage Company |
| 25 | MOVEMENT MORTGAGE, LLC | 71 | 34 | 77 | 56 | Independent Mortgage Company |
| 26 | CROSSCOUNTRY MORTGAGE, LLC | 71 | 21 | 74 | 47 | Independent Mortgage Company |
| 27 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 71 | 26 | 76 | 46 | Independent Mortgage Company |
| 28 | CMG MORTGAGE, INC. | 71 | 34 | 73 | 33 | Independent Mortgage Company |
| 29 | Paramount Residential Mortgage Group, Inc. | 71 | 24 | 60 | 31 | Independent Mortgage Company |
| 30 | WILLIAM RAVEIS MORTGAGE, LLC | 69 | 47 | 55 | 33 | Independent Mortgage Company |
| 31 | Mortgage Research Center, LLC | 66 | 34 | 43 | 108 | Independent Mortgage Company |
| 32 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 66 | 21 | 68 | 24 | Independent Mortgage Company |
| 33 | KIND LENDING, LLC | 66 | 31 | 66 | 23 | Independent Mortgage Company |
| 34 | NATIONSTAR MORTGAGE LLC | 66 | 27 | 64 | 20 | Independent Mortgage Company |
| 35 | GUILD MORTGAGE COMPANY LLC | 66 | 25 | 77 | 11 | Independent Mortgage Company |
| 36 | Eastern Bank | 64 | 76 | 49 | 12 | Bank |
| 37 | NORWICH COMMERCIAL GROUP, INC. | 63 | 37 | 59 | 30 | Independent Mortgage Company |
| 38 | NATIONS DIRECT MORTGAGE, LLC | 63 | 40 | 66 | 16 | Independent Mortgage Company |
| 39 | Magnolia Bank, Incorporated | 63 | 37 | 70 | 10 | Bank |
| 40 | NEWREZ LLC | 62 | 31 | 58 | 30 | Independent Mortgage Company |
| 41 | GUARANTEED RATE AFFINITY, LLC | 62 | 32 | 54 | 16 | Independent Mortgage Company |
| 42 | NEW AMERICAN FUNDING, LLC | 62 | 26 | 60 | 16 | Independent Mortgage Company |
| 43 | WESTERLY COMMUNITY | 62 | 90 | 41 | 10 | Credit Union |
| 44 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 60 | 16 | 69 | 32 | Independent Mortgage Company |
| 45 | USAA Federal Savings Bank | 58 | 53 | 27 | 18 | Bank |
| 46 | PROVINCE MORTGAGE ASSOCIATES, INC. | 58 | 32 | 63 | 12 | Independent Mortgage Company |
| 47 | NFM, INC. | 56 | 19 | 77 | 14 | Independent Mortgage Company |
| 48 | CALCON MUTUAL MORTGAGE LLC | 53 | 15 | 55 | 53 | Independent Mortgage Company |
| 49 | EVERETT FINANCIAL, INC. | 50 | 13 | 71 | 10 | Independent Mortgage Company |
| 50 | SEMPER HOME LOANS, INC | 46 | 12 | 57 | 11 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Norwich.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.