# Best Jumbo Mortgage Lenders in Oklahoma

**As of:** 2026-05-20

Compare the top Jumbo mortgage lenders in Oklahoma. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/oklahoma/best-mortgage-lenders/jumbo-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 203
- **Total Loans:** 40,476
- **Median Rate Spread:** 0.37522727272727274%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | Bank of America, National Association | 89 | 90 | 80 | 285 | Bank |
| 2 | U.S. Bank National Association | 89 | 88 | 76 | 119 | Bank |
| 3 | MidFirst Bank | 85 | 72 | 72 | 274 | Bank |
| 4 | ROCKET MORTGAGE, LLC | 83 | 50 | 67 | 2,948 | Independent Mortgage Company |
| 5 | UNITED WHOLESALE MORTGAGE, LLC | 83 | 55 | 74 | 1,503 | Independent Mortgage Company |
| 6 | JPMorgan Chase Bank, National Association | 79 | 49 | 64 | 420 | Bank |
| 7 | The Central Trust Bank | 79 | 49 | 72 | 306 | Bank |
| 8 | Arvest Bank | 75 | 25 | 69 | 1,513 | Bank |
| 9 | BOKF, National Association | 75 | 38 | 67 | 1,118 | Bank |
| 10 | Stride Bank, National Association | 73 | 53 | 79 | 1,110 | Bank |
| 11 | BancFirst | 71 | 36 | 73 | 1,113 | Bank |
| 12 | First United Bank and Trust Company | 70 | 32 | 59 | 2,541 | Bank |
| 13 | UNION HOME MORTGAGE CORP. | 63 | 31 | 58 | 259 | Independent Mortgage Company |
| 14 | Gateway First Bank | 47 | 13 | 28 | 1,085 | Bank |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Oklahoma.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.