# Best Mortgage Companie Lenders in Omaha, NE

**As of:** 2026-05-27

Compare the top mortgage companies offering mortgages in Omaha, NE. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/omaha-ne/best-mortgage-lenders/mortgage-companies


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 101
- **Total Loans:** 12,217
- **Median Rate Spread:** 0.22247%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | IOWA BANKERS MORTGAGE CORPORATION | 93 | 83 | 82 | 96 | Independent Mortgage Company |
| 2 | UNITED WHOLESALE MORTGAGE, LLC | 84 | 41 | 93 | 510 | Independent Mortgage Company |
| 3 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 84 | 46 | 83 | 363 | Independent Mortgage Company |
| 4 | FLAT BRANCH MORTGAGE, INC. | 78 | 50 | 89 | 131 | Independent Mortgage Company |
| 5 | ROCKET MORTGAGE, LLC | 74 | 29 | 95 | 682 | Independent Mortgage Company |
| 6 | GUARANTEED RATE, INC. | 73 | 41 | 69 | 285 | Independent Mortgage Company |
| 7 | PENNYMAC LOAN SERVICES, LLC | 73 | 56 | 63 | 162 | Independent Mortgage Company |
| 8 | FREEDOM MORTGAGE CORPORATION | 73 | 55 | 67 | 115 | Independent Mortgage Company |
| 9 | GERSHMAN INVESTMENT CORP. | 73 | 55 | 79 | 88 | Independent Mortgage Company |
| 10 | Mortgage Research Center, LLC | 68 | 34 | 70 | 484 | Independent Mortgage Company |
| 11 | REGENT FINANCIAL GROUP, INC. | 68 | 35 | 73 | 216 | Independent Mortgage Company |
| 12 | GUILD MORTGAGE COMPANY LLC | 68 | 25 | 83 | 313 | Independent Mortgage Company |
| 13 | CMG MORTGAGE, INC. | 68 | 33 | 81 | 291 | Independent Mortgage Company |
| 14 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 68 | 24 | 85 | 281 | Independent Mortgage Company |
| 15 | LOANDEPOT.COM, LLC | 66 | 48 | 76 | 59 | Independent Mortgage Company |
| 16 | Servion, Inc. | 66 | 45 | 77 | 28 | Independent Mortgage Company |
| 17 | MUTUAL OF OMAHA MORTGAGE, INC. | 66 | 57 | 57 | 124 | Independent Mortgage Company |
| 18 | LoanUnited.com, LLC | 66 | 41 | 43 | 59 | Independent Mortgage Company |
| 19 | CROSSCOUNTRY MORTGAGE, LLC | 63 | 20 | 76 | 224 | Independent Mortgage Company |
| 20 | Prosperity Home Mortgage, LLC | 63 | 37 | 77 | 158 | Independent Mortgage Company |
| 21 | NATIONSTAR MORTGAGE LLC | 63 | 26 | 71 | 70 | Independent Mortgage Company |
| 22 | UNION HOME MORTGAGE CORP. | 62 | 22 | 83 | 59 | Independent Mortgage Company |
| 23 | FIRST COMMUNITY MORTGAGE, INC. | 62 | 31 | 89 | 30 | Independent Mortgage Company |
| 24 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 62 | 26 | 87 | 27 | Independent Mortgage Company |
| 25 | NEWREZ LLC | 58 | 35 | 59 | 66 | Independent Mortgage Company |
| 26 | CHURCHILL MORTGAGE CORPORATION | 54 | 18 | 65 | 270 | Independent Mortgage Company |
| 27 | NEW AMERICAN FUNDING, LLC | 52 | 22 | 60 | 45 | Independent Mortgage Company |
| 28 | MORIA DEVELOPMENT, INC. | 50 | 18 | 79 | 127 | Independent Mortgage Company |
| 29 | Luminate Home Loans, Inc. | 50 | 13 | 66 | 94 | Independent Mortgage Company |
| 30 | CASTLE & COOKE MORTGAGE, LLC | 46 | 16 | 51 | 58 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Omaha, NE.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.