# Best FHA Mortgage Lenders in Orlando

**As of:** 2026-05-23

Compare the top FHA mortgage lenders in Orlando. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/orlando/best-mortgage-lenders/fha-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 248
- **Total Loans:** 34,597
- **Median Rate Spread:** 0.30975103734439835%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | FBC MORTGAGE, LLC | 95 | 77 | 82 | 715 | Independent Mortgage Company |
| 2 | VELOCIO MORTGAGE L.L.C. | 95 | 96 | 88 | 193 | Independent Mortgage Company |
| 3 | JET HOMELOANS, LP | 89 | 88 | 84 | 209 | Independent Mortgage Company |
| 4 | First Heritage Mortgage, LLC | 89 | 68 | 84 | 173 | Independent Mortgage Company |
| 5 | PARK SQUARE HOME MORTGAGE, LLC | 89 | 90 | 81 | 140 | Independent Mortgage Company |
| 6 | UNITED WHOLESALE MORTGAGE, LLC | 88 | 52 | 81 | 4,820 | Independent Mortgage Company |
| 7 | FREEDOM MORTGAGE CORPORATION | 85 | 65 | 62 | 507 | Independent Mortgage Company |
| 8 | MATTAMY HOME FUNDING, LLC | 85 | 89 | 79 | 186 | Independent Mortgage Company |
| 9 | TRAILBLAZER MORTGAGE L.L.C. | 85 | 93 | 67 | 132 | Independent Mortgage Company |
| 10 | City National Bank of Florida | 85 | 82 | 72 | 104 | Bank |
| 11 | VANDERBILT MORTGAGE AND FINANCE, INC. | 83 | 59 | 83 | 118 | Independent Mortgage Company |
| 12 | SouthState Bank, National Association | 80 | 65 | 65 | 270 | Bank |
| 13 | ROCKET MORTGAGE, LLC | 80 | 36 | 81 | 2,512 | Independent Mortgage Company |
| 14 | THE MORTGAGE FIRM, INC. | 80 | 26 | 81 | 490 | Independent Mortgage Company |
| 15 | LOANDEPOT.COM, LLC | 79 | 59 | 68 | 542 | Independent Mortgage Company |
| 16 | PENNYMAC LOAN SERVICES, LLC | 79 | 78 | 59 | 384 | Independent Mortgage Company |
| 17 | M/I FINANCIAL, LLC | 79 | 47 | 80 | 363 | Independent Mortgage Company |
| 18 | Flagstar Bank, N.A. | 79 | 58 | 71 | 324 | Bank |
| 19 | Plains Commerce Bank | 79 | 47 | 66 | 305 | Bank |
| 20 | THE LOAN STORE, INC. | 79 | 49 | 72 | 151 | Independent Mortgage Company |
| 21 | RMC HOME MORTGAGE, LLC | 79 | 45 | 71 | 127 | Independent Mortgage Company |
| 22 | KIND LENDING, LLC | 79 | 55 | 71 | 113 | Independent Mortgage Company |
| 23 | U.S. Bank National Association | 79 | 65 | 60 | 111 | Bank |
| 24 | NFM, INC. | 75 | 40 | 83 | 488 | Independent Mortgage Company |
| 25 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 75 | 20 | 82 | 245 | Independent Mortgage Company |
| 26 | UNION HOME MORTGAGE CORP. | 75 | 22 | 80 | 171 | Independent Mortgage Company |
| 27 | FIRST COMMUNITY MORTGAGE, INC. | 75 | 33 | 84 | 95 | Independent Mortgage Company |
| 28 | Truist Bank | 74 | 75 | 53 | 269 | Bank |
| 29 | NORTHPOINT MORTGAGE, INC. | 74 | 43 | 76 | 176 | Independent Mortgage Company |
| 30 | MORTGAGE FINANCIAL GROUP, INC. | 74 | 42 | 76 | 75 | Independent Mortgage Company |
| 31 | JPMorgan Chase Bank, National Association | 73 | 59 | 47 | 727 | Bank |
| 32 | NEWREZ LLC | 73 | 52 | 56 | 390 | Independent Mortgage Company |
| 33 | Regions Bank | 73 | 60 | 59 | 179 | Bank |
| 34 | GUARANTEED RATE, INC. | 71 | 38 | 68 | 510 | Independent Mortgage Company |
| 35 | Paramount Residential Mortgage Group, Inc. | 71 | 33 | 72 | 360 | Independent Mortgage Company |
| 36 | MOVEMENT MORTGAGE, LLC | 71 | 30 | 79 | 359 | Independent Mortgage Company |
| 37 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 71 | 28 | 66 | 239 | Independent Mortgage Company |
| 38 | GUILD MORTGAGE COMPANY LLC | 71 | 29 | 80 | 225 | Independent Mortgage Company |
| 39 | CANOPY MORTGAGE, LLC | 71 | 21 | 70 | 200 | Independent Mortgage Company |
| 40 | ZILLOW HOME LOANS, LLC | 71 | 34 | 67 | 198 | Independent Mortgage Company |
| 41 | CMG MORTGAGE, INC. | 71 | 32 | 79 | 174 | Independent Mortgage Company |
| 42 | GUARANTEED RATE AFFINITY, LLC | 71 | 33 | 63 | 152 | Independent Mortgage Company |
| 43 | Equity Prime Mortgage LLC | 71 | 22 | 63 | 142 | Independent Mortgage Company |
| 44 | AMERICAN FINANCIAL NETWORK, INC. | 71 | 25 | 69 | 131 | Independent Mortgage Company |
| 45 | OCMBC, INC. | 71 | 39 | 72 | 89 | Independent Mortgage Company |
| 46 | HOMESPIRE MORTGAGE CORPORATION | 71 | 23 | 80 | 85 | Independent Mortgage Company |
| 47 | PFN Lending Group, Inc. | 71 | 26 | 81 | 72 | Independent Mortgage Company |
| 48 | Wells Fargo Bank, National Association | 69 | 57 | 42 | 289 | Bank |
| 49 | Mortgage Research Center, LLC | 66 | 34 | 54 | 351 | Independent Mortgage Company |
| 50 | CARRINGTON MORTGAGE SERVICES, LLC | 66 | 29 | 56 | 107 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Orlando.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.