Inspiring confident homeownership
Payment reduction works.
Economic research of the Great Recession has borne out what many intuitively already believe – payment reduction works. Independent loan-level research shows that reducing borrower payments when home values are falling is the most effective way to keep borrowers current.
Monthly payment savings buoy the local economy.
Economic research into zip codes that experienced a reduction in monthly interest payments saw meaningful gains in spending, auto purchases, house prices and a decline in foreclosures.
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