# Best Jumbo Mortgage Companie Lenders in Phoenix

**As of:** 2026-05-25

Compare the top mortgage companies for Jumbo loans in Phoenix.

> **Canonical URL:** https://saferate.com/phoenix/best-mortgage-lenders/mortgage-companies/jumbo-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 283
- **Total Loans:** 70,344
- **Median Rate Spread:** 0.304169741697417%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | GUARANTEED RATE, INC. | 85 | 64 | 62 | 610 | Independent Mortgage Company |
| 2 | UNITED WHOLESALE MORTGAGE, LLC | 83 | 55 | 74 | 10,650 | Independent Mortgage Company |
| 3 | ROCKET MORTGAGE, LLC | 83 | 50 | 67 | 5,365 | Independent Mortgage Company |
| 4 | Nations Lending Corporation | 80 | 62 | 66 | 438 | Independent Mortgage Company |
| 5 | NOVA FINANCIAL & INVESTMENT CORPORATION | 79 | 50 | 64 | 970 | Independent Mortgage Company |
| 6 | CMG MORTGAGE, INC. | 79 | 40 | 66 | 724 | Independent Mortgage Company |
| 7 | PENNYMAC LOAN SERVICES, LLC | 79 | 55 | 66 | 692 | Independent Mortgage Company |
| 8 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 79 | 45 | 66 | 460 | Independent Mortgage Company |
| 9 | MOVEMENT MORTGAGE, LLC | 79 | 41 | 68 | 454 | Independent Mortgage Company |
| 10 | LOANDEPOT.COM, LLC | 77 | 52 | 59 | 2,246 | Independent Mortgage Company |
| 11 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 75 | 30 | 63 | 2,471 | Independent Mortgage Company |
| 12 | CROSSCOUNTRY MORTGAGE, LLC | 75 | 40 | 70 | 1,570 | Independent Mortgage Company |
| 13 | GUILD MORTGAGE COMPANY LLC | 75 | 32 | 66 | 1,246 | Independent Mortgage Company |
| 14 | GUARANTEED RATE AFFINITY, LLC | 73 | 55 | 57 | 198 | Independent Mortgage Company |
| 15 | V.I.P. MORTGAGE, INC. | 71 | 36 | 68 | 1,599 | Independent Mortgage Company |
| 16 | THE LOAN STORE, INC. | 71 | 25 | 61 | 694 | Independent Mortgage Company |
| 17 | Paramount Residential Mortgage Group, Inc. | 66 | 25 | 48 | 694 | Independent Mortgage Company |
| 18 | NEW AMERICAN FUNDING, LLC | 66 | 36 | 48 | 590 | Independent Mortgage Company |
| 19 | NEWREZ LLC | 66 | 23 | 55 | 476 | Independent Mortgage Company |
| 20 | KIND LENDING, LLC | 66 | 27 | 51 | 188 | Independent Mortgage Company |
| 21 | NFM, INC. | 63 | 20 | 69 | 1,004 | Independent Mortgage Company |
| 22 | Waterstone Mortgage Corporation | 63 | 26 | 46 | 339 | Independent Mortgage Company |
| 23 | MUTUAL OF OMAHA MORTGAGE, INC. | 63 | 74 | 30 | 336 | Independent Mortgage Company |
| 24 | BAY EQUITY LLC | 63 | 26 | 49 | 327 | Independent Mortgage Company |
| 25 | DEFINE MORTGAGE SOLUTIONS, LLC | 63 | 28 | 49 | 234 | Independent Mortgage Company |
| 26 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 63 | 33 | 53 | 161 | Independent Mortgage Company |
| 27 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 59 | 14 | 58 | 581 | Independent Mortgage Company |
| 28 | MORIA DEVELOPMENT, INC. | 57 | 7 | 68 | 327 | Independent Mortgage Company |
| 29 | ON Q FINANCIAL, LLC | 57 | 32 | 38 | 224 | Independent Mortgage Company |
| 30 | AMERICAN PACIFIC MORTGAGE CORPORATION | 56 | 18 | 59 | 487 | Independent Mortgage Company |
| 31 | OCMBC, INC. | 56 | 4 | 55 | 193 | Independent Mortgage Company |
| 32 | DIRECT MORTGAGE LOANS, LLC | 56 | 17 | 80 | 191 | Independent Mortgage Company |
| 33 | ZILLOW HOME LOANS, LLC | 49 | 56 | 19 | 631 | Independent Mortgage Company |
| 34 | GENEVA FINANCIAL, LLC | 44 | 14 | 35 | 539 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Phoenix.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.