# Best Jumbo Mortgage Lenders in Portland

**As of:** 2026-05-30

Compare the top Jumbo mortgage lenders in Portland. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/portland/best-mortgage-lenders/jumbo-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 172
- **Total Loans:** 25,831
- **Median Rate Spread:** 0.23462874251497007%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | U.S. Bank National Association | 95 | 88 | 76 | 587 | Bank |
| 2 | FIRST TECHNOLOGY FEDERAL CREDIT UNION | 95 | 82 | 76 | 309 | Credit Union |
| 3 | Wells Fargo Bank, National Association | 89 | 87 | 63 | 265 | Bank |
| 4 | Bank of America, National Association | 89 | 90 | 80 | 154 | Bank |
| 5 | ONPOINT COMMUNITY CREDIT UNION | 85 | 76 | 66 | 1,479 | Credit Union |
| 6 | GUARANTEED RATE, INC. | 85 | 64 | 62 | 489 | Independent Mortgage Company |
| 7 | UNITED WHOLESALE MORTGAGE, LLC | 83 | 55 | 74 | 2,496 | Independent Mortgage Company |
| 8 | ROCKET MORTGAGE, LLC | 83 | 50 | 67 | 1,243 | Independent Mortgage Company |
| 9 | CMG MORTGAGE, INC. | 83 | 40 | 66 | 886 | Independent Mortgage Company |
| 10 | NAVY FEDERAL CREDIT UNION | 83 | 95 | 51 | 128 | Credit Union |
| 11 | Morgan Stanley Private Bank, National Association | 83 | 96 | 75 | 64 | Bank |
| 12 | RESIDENTIAL MORTGAGE, LLC | 80 | 75 | 66 | 62 | Independent Mortgage Company |
| 13 | PENNYMAC LOAN SERVICES, LLC | 79 | 55 | 66 | 347 | Independent Mortgage Company |
| 14 | JPMorgan Chase Bank, National Association | 79 | 49 | 64 | 343 | Bank |
| 15 | MOVEMENT MORTGAGE, LLC | 79 | 41 | 68 | 324 | Independent Mortgage Company |
| 16 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 79 | 45 | 66 | 149 | Independent Mortgage Company |
| 17 | KeyBank National Association | 79 | 70 | 59 | 120 | Bank |
| 18 | BMO Bank National Association | 79 | 79 | 64 | 64 | Bank |
| 19 | Boeing Employees Credit Union | 79 | 71 | 62 | 59 | Credit Union |
| 20 | GUILD MORTGAGE COMPANY LLC | 75 | 32 | 66 | 1,873 | Independent Mortgage Company |
| 21 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 75 | 30 | 63 | 640 | Independent Mortgage Company |
| 22 | HomeStreet Bank | 74 | 48 | 74 | 152 | Bank |
| 23 | CROSSCOUNTRY MORTGAGE, LLC | 71 | 40 | 70 | 536 | Independent Mortgage Company |
| 24 | THE LOAN STORE, INC. | 71 | 25 | 61 | 276 | Independent Mortgage Company |
| 25 | Umpqua Bank | 71 | 38 | 72 | 171 | Bank |
| 26 | CORNERSTONE CAPITAL BANK, SSB | 71 | 28 | 74 | 106 | Bank |
| 27 | NMSI, INC. | 70 | 24 | 100 | 53 | Independent Mortgage Company |
| 28 | Banner Bank | 69 | 40 | 50 | 79 | Bank |
| 29 | Yakima Federal Savings and Loan Association | 69 | 67 | 54 | 72 | Bank |
| 30 | NEWREZ LLC | 66 | 23 | 55 | 348 | Independent Mortgage Company |
| 31 | SUMMIT MORTGAGE CORPORATION | 66 | 23 | 57 | 291 | Independent Mortgage Company |
| 32 | NEW AMERICAN FUNDING, LLC | 66 | 36 | 48 | 219 | Independent Mortgage Company |
| 33 | Paramount Residential Mortgage Group, Inc. | 66 | 25 | 48 | 175 | Independent Mortgage Company |
| 34 | COLUMBIA COMMUNITY CREDIT UNION | 64 | 59 | 48 | 116 | Credit Union |
| 35 | UNION HOME MORTGAGE CORP. | 63 | 31 | 58 | 229 | Independent Mortgage Company |
| 36 | BAY EQUITY LLC | 63 | 26 | 49 | 185 | Independent Mortgage Company |
| 37 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 60 | 13 | 79 | 262 | Independent Mortgage Company |
| 38 | Unitus Community Credit Union | 58 | 31 | 50 | 100 | Credit Union |
| 39 | NATIONS DIRECT MORTGAGE, LLC | 56 | 13 | 56 | 939 | Independent Mortgage Company |
| 40 | AMERICAN PACIFIC MORTGAGE CORPORATION | 56 | 18 | 59 | 403 | Independent Mortgage Company |
| 41 | Flagstar Bank, N.A. | 56 | 17 | 50 | 197 | Bank |
| 42 | FIRST COMMUNITY | 53 | N/A | 58 | 75 | Credit Union |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Portland.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.