# Best VA Mortgage Companie Lenders in Portland

**As of:** 2026-05-30

Compare the top mortgage companies for VA loans in Portland.

> **Canonical URL:** https://saferate.com/portland/best-mortgage-lenders/mortgage-companies/va-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 172
- **Total Loans:** 25,831
- **Median Rate Spread:** 0.23462874251497007%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | UNITED WHOLESALE MORTGAGE, LLC | 95 | 64 | 83 | 2,496 | Independent Mortgage Company |
| 2 | CLM MORTGAGE, INC. | 89 | 82 | 82 | 82 | Independent Mortgage Company |
| 3 | CMG MORTGAGE, INC. | 88 | 54 | 81 | 886 | Independent Mortgage Company |
| 4 | GUARANTEED RATE, INC. | 85 | 79 | 70 | 489 | Independent Mortgage Company |
| 5 | PENNYMAC LOAN SERVICES, LLC | 85 | 61 | 62 | 347 | Independent Mortgage Company |
| 6 | FREEDOM MORTGAGE CORPORATION | 85 | 61 | 63 | 192 | Independent Mortgage Company |
| 7 | KIND LENDING, LLC | 85 | 64 | 67 | 135 | Independent Mortgage Company |
| 8 | MOVEMENT MORTGAGE, LLC | 83 | 45 | 81 | 324 | Independent Mortgage Company |
| 9 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 83 | 48 | 82 | 149 | Independent Mortgage Company |
| 10 | ROCKET MORTGAGE, LLC | 80 | 29 | 81 | 1,243 | Independent Mortgage Company |
| 11 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 80 | 33 | 83 | 640 | Independent Mortgage Company |
| 12 | NEWREZ LLC | 79 | 47 | 63 | 348 | Independent Mortgage Company |
| 13 | THE LOAN STORE, INC. | 79 | 51 | 75 | 276 | Independent Mortgage Company |
| 14 | LOANDEPOT.COM, LLC | 79 | 53 | 69 | 231 | Independent Mortgage Company |
| 15 | Paramount Residential Mortgage Group, Inc. | 79 | 40 | 71 | 175 | Independent Mortgage Company |
| 16 | PLAZA HOME MORTGAGE, INC. | 79 | 42 | 63 | 170 | Independent Mortgage Company |
| 17 | MUTUAL OF OMAHA MORTGAGE, INC. | 79 | 46 | 60 | 103 | Independent Mortgage Company |
| 18 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 77 | 56 | 81 | 75 | Independent Mortgage Company |
| 19 | GUILD MORTGAGE COMPANY LLC | 75 | 22 | 77 | 1,873 | Independent Mortgage Company |
| 20 | NATIONS DIRECT MORTGAGE, LLC | 75 | 35 | 77 | 939 | Independent Mortgage Company |
| 21 | CROSSCOUNTRY MORTGAGE, LLC | 71 | 32 | 71 | 536 | Independent Mortgage Company |
| 22 | UNION HOME MORTGAGE CORP. | 71 | 25 | 79 | 229 | Independent Mortgage Company |
| 23 | Mortgage Research Center, LLC | 71 | 34 | 61 | 203 | Independent Mortgage Company |
| 24 | BAY EQUITY LLC | 71 | 38 | 73 | 185 | Independent Mortgage Company |
| 25 | NATIONSTAR MORTGAGE LLC | 71 | 20 | 69 | 112 | Independent Mortgage Company |
| 26 | ZILLOW HOME LOANS, LLC | 67 | 39 | 68 | 230 | Independent Mortgage Company |
| 27 | SUMMIT MORTGAGE CORPORATION | 66 | 23 | 57 | 291 | Independent Mortgage Company |
| 28 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 63 | 10 | 80 | 262 | Independent Mortgage Company |
| 29 | Synergy One Lending, Inc. | 63 | 23 | 75 | 69 | Independent Mortgage Company |
| 30 | MORTGAGE EXPRESS, LLC | 60 | 17 | 76 | 691 | Independent Mortgage Company |
| 31 | AMERICAN PACIFIC MORTGAGE CORPORATION | 60 | 10 | 79 | 403 | Independent Mortgage Company |
| 32 | DIRECTORS MORTGAGE, INC. | 60 | N/A | 79 | 303 | Independent Mortgage Company |
| 33 | PACIFIC RESIDENTIAL MORTGAGE, LLC | 60 | 14 | 67 | 293 | Independent Mortgage Company |
| 34 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 60 | 12 | 73 | 96 | Independent Mortgage Company |
| 35 | Luminate Home Loans, Inc. | 57 | 6 | 65 | 146 | Independent Mortgage Company |
| 36 | MASON MCDUFFIE MORTGAGE CORPORATION | 57 | 19 | 62 | 101 | Independent Mortgage Company |
| 37 | NEW AMERICAN FUNDING, LLC | 56 | 19 | 58 | 219 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Portland.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.