# Best Jumbo Mortgage Lenders in Providence

**As of:** 2026-05-22

Compare the top Jumbo mortgage lenders in Providence. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/providence/best-mortgage-lenders/jumbo-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 137
- **Total Loans:** 15,285
- **Median Rate Spread:** 0.2586015037593985%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | NAVIGANT CREDIT UNION | 95 | 88 | 84 | 593 | Credit Union |
| 2 | Citizens Bank, National Association | 89 | 68 | 69 | 279 | Bank |
| 3 | U.S. Bank National Association | 89 | 88 | 76 | 114 | Bank |
| 4 | Bank of America, National Association | 89 | 90 | 80 | 110 | Bank |
| 5 | The Washington Trust Company, of Westerly | 85 | 76 | 72 | 408 | Bank |
| 6 | COASTAL1 Credit Union | 85 | 80 | 68 | 204 | Credit Union |
| 7 | Bristol County Savings Bank | 85 | 64 | 66 | 134 | Bank |
| 8 | MOVEMENT MORTGAGE, LLC | 83 | 41 | 68 | 891 | Independent Mortgage Company |
| 9 | CMG MORTGAGE, INC. | 83 | 40 | 66 | 539 | Independent Mortgage Company |
| 10 | Centreville Bank | 83 | 85 | 58 | 208 | Bank |
| 11 | Wells Fargo Bank, National Association | 83 | 87 | 63 | 36 | Bank |
| 12 | Morgan Stanley Private Bank, National Association | 83 | 96 | 75 | 35 | Bank |
| 13 | Berkshire Bank | 83 | 89 | 75 | 32 | Bank |
| 14 | Easthampton Savings Bank | 80 | 61 | 72 | 53 | Bank |
| 15 | BAYCOAST MORTGAGE COMPANY, LLC | 79 | 56 | 67 | 585 | Independent Mortgage Company |
| 16 | BankNewport | 79 | 55 | 67 | 179 | Bank |
| 17 | JPMorgan Chase Bank, National Association | 79 | 49 | 64 | 118 | Bank |
| 18 | Webster Bank, National Association | 79 | 55 | 70 | 53 | Bank |
| 19 | CROSSCOUNTRY MORTGAGE, LLC | 75 | 40 | 70 | 314 | Independent Mortgage Company |
| 20 | TD Bank, National Association | 73 | 51 | 72 | 48 | Bank |
| 21 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 71 | 30 | 63 | 241 | Independent Mortgage Company |
| 22 | HARBORONE MORTGAGE, LLC | 69 | 58 | 46 | 150 | Independent Mortgage Company |
| 23 | MORTGAGE EQUITY PARTNERS LLC | 66 | 26 | 70 | 197 | Independent Mortgage Company |
| 24 | Bank Rhode Island | 66 | 81 | 32 | 60 | Bank |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Providence.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.