# Best Bank Mortgage Lenders in Albany - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top banks offering mortgages in Albany. Data-driven rankings based on pricing, approval rates, and local market expertise.

## Market Overview

- **Location:** Albany
- **Ranking Type:** Best Mortgage Lenders
- **Institution Type:** Banks
- **Total Lenders in Market:** 25
- **Total Loan Volume:** 1,554
- **Last Updated:** 2026-02-05

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [TrustCo Bank](https://saferate.com/lenders/trustco-bank) | Bank | Exceptional 🤩 | Exceptional 🤩 | Sound ☺️ |
| 2 | [SARATOGA NATIONAL BANK AND TRUST COMPANY](https://saferate.com/lenders/saratoga-national-bank-and-trust) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 3 | [KeyBank National Association](https://saferate.com/lenders/keybank-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 4 | [Manufacturers and Traders Trust Company](https://saferate.com/lenders/manufacturers-and-traders-trust) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 5 | [Chemung Canal Trust Company](https://saferate.com/lenders/chemung-canal-trust) | Bank | Strong 😀 | Exceptional 🤩 | Sound ☺️ |
| 6 | [NBT Bank, National Association](https://saferate.com/lenders/nbt-bank-national-association) | Bank | Strong 😀 | Exceptional 🤩 | Strong 😀 |
| 7 | [Catskill Hudson Bank](https://saferate.com/lenders/catskill-hudson-bank) | Bank | Strong 😀 | Exceptional 🤩 | Sound ☺️ |
| 8 | [Berkshire Bank](https://saferate.com/lenders/berkshire-bank) | Bank | Strong 😀 | Exceptional 🤩 | Strong 😀 |
| 9 | [Community Bank, National Association](https://saferate.com/lenders/community-bank-national-association) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 10 | [Citizens Bank, National Association](https://saferate.com/lenders/citizens-bank-national-association) | Bank | Strong 😀 | Strong 😀 | Strong 😀 |
| 11 | [Bank of America, National Association](https://saferate.com/lenders/bank-of-america-national-association) | Bank | Strong 😀 | Strong 😀 | Strong 😀 |
| 12 | [Glens Falls National Bank and Trust Company](https://saferate.com/lenders/glens-falls-national-bank-and-trust) | Bank | Strong 😀 | Strong 😀 | Strong 😀 |
| 13 | [U.S. Bank National Association](https://saferate.com/lenders/us-bank-national-association) | Bank | Strong 😀 | Strong 😀 | Strong 😀 |
| 14 | [JPMorgan Chase Bank, National Association](https://saferate.com/lenders/jpmorgan-chase-bank-national-association) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 15 | [Evolve Bank & Trust](https://saferate.com/lenders/evolve-bank-trust) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 16 | [Wells Fargo Bank, National Association](https://saferate.com/lenders/wells-fargo-bank-national-association) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 17 | [TD Bank, National Association](https://saferate.com/lenders/td-bank-national-association) | Bank | Strong 😀 | Sound ☺️ | Sound ☺️ |
| 18 | [USAA Federal Savings Bank](https://saferate.com/lenders/usaa-federal-savings-bank) | Bank | Strong 😀 | Sound ☺️ | Sound ☺️ |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-05*

[View interactive rankings on Safe Rate](https://saferate.com/albany/best-mortgage-lenders/banks)