# Best Mortgage Lenders for FHA Loans in Albuquerque, NM - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top FHA mortgage lenders in Albuquerque, NM across the 4 P's of mortgage shopping: Pricing, Pullthrough, Products, and Place.

## Market Overview

- **Location:** Albuquerque, NM
- **Ranking Type:** Best Mortgage Lenders
- **Loan Product:** FHA
- **Total Lenders in Market:** 95
- **Total Loan Volume:** 10,666
- **Last Updated:** 2026-02-05

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [UNITED WHOLESALE MORTGAGE, LLC](https://saferate.com/lenders/united-wholesale-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Sound ☺️ | Exceptional 🤩 |
| 2 | [FREEDOM MORTGAGE CORPORATION](https://saferate.com/lenders/freedom-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 3 | [ROCKET MORTGAGE, LLC](https://saferate.com/lenders/rocket-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Acceptable 🙂 | Exceptional 🤩 |
| 4 | [LOANDEPOT.COM, LLC](https://saferate.com/lenders/loandepotcom) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 5 | [KIND LENDING, LLC](https://saferate.com/lenders/kind-lending) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 6 | [Flagstar Bank, N.A.](https://saferate.com/lenders/flagstar-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 7 | [PENNYMAC LOAN SERVICES, LLC](https://saferate.com/lenders/pennymac-loan-services) | Independent Mortgage Company | Strong 😀 | Strong 😀 | Sound ☺️ |
| 8 | [GUILD MORTGAGE COMPANY LLC](https://saferate.com/lenders/guild-mortgage-company) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 9 | [PRIMELENDING, A PLAINSCAPITAL COMPANY](https://saferate.com/lenders/primelending-a-plainscapital) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 10 | [Plains Commerce Bank](https://saferate.com/lenders/plains-commerce-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 11 | [GoodLeap, LLC](https://saferate.com/lenders/goodleap) | Independent Mortgage Company | Strong 😀 | Strong 😀 | Sound ☺️ |
| 12 | [BOKF, National Association](https://saferate.com/lenders/bokf-national-association) | Bank | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 13 | [CMG MORTGAGE, INC.](https://saferate.com/lenders/cmg-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 14 | [GUARANTEED RATE, INC.](https://saferate.com/lenders/guaranteed-rate) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 15 | [Bell Bank](https://saferate.com/lenders/bell-bank) | Bank | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 16 | [Sunflower Bank, National Association](https://saferate.com/lenders/sunflower-bank-national-association) | Bank | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 17 | [PLAZA HOME MORTGAGE, INC.](https://saferate.com/lenders/plaza-home-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 18 | [MORTGAGE SOLUTIONS OF COLORADO, LLC](https://saferate.com/lenders/mortgage-solutions-of-colorado) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 19 | [MORIA DEVELOPMENT, INC.](https://saferate.com/lenders/moria-development) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 20 | [HOMEBRIDGE FINANCIAL SERVICES, INC.](https://saferate.com/lenders/homebridge-financial-services) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 21 | [NUSENDA](https://saferate.com/lenders/nusenda) | Credit Union | Strong 😀 | Sound ☺️ | Sound ☺️ |
| 22 | [NEWREZ LLC](https://saferate.com/lenders/newrez) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Sound ☺️ |
| 23 | [Waterstone Mortgage Corporation](https://saferate.com/lenders/waterstone-mortgage) | Independent Mortgage Company | Strong 😀 | Mediocre 😐 | Exceptional 🤩 |
| 24 | [HOMETRUST MORTGAGE COMPANY](https://saferate.com/lenders/hometrust-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Sound ☺️ |
| 25 | [CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP](https://saferate.com/lenders/cardinal-financial-company-limited-partnership) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

---

*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-05*

[View interactive rankings on Safe Rate](https://saferate.com/albuquerque-nm/best-mortgage-lenders/fha-loans)