# Best Mortgage Lenders in Ann Arbor, MI - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top mortgage lenders in Ann Arbor, MI. Data-driven rankings based on pricing, approval rates, and local market expertise.

## Market Overview

- **Location:** Ann Arbor, MI
- **Ranking Type:** Best Mortgage Lenders
- **Scope:** All Mortgage Lenders
- **Total Lenders in Market:** 58
- **Total Loan Volume:** 3,121
- **Last Updated:** 2026-02-05

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [LAKE MICHIGAN CREDIT UNION](https://saferate.com/lenders/lake-michigan-credit-union) | Credit Union | Exceptional 🤩 | Exceptional 🤩 | Exceptional 🤩 |
| 2 | [Old National Bank](https://saferate.com/lenders/old-national-bank) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 3 | [First Merchants Bank](https://saferate.com/lenders/first-merchants-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 4 | [The Huntington National Bank](https://saferate.com/lenders/the-huntington-national-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 5 | [The Dart Bank](https://saferate.com/lenders/the-dart-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 6 | [UNITED WHOLESALE MORTGAGE, LLC](https://saferate.com/lenders/united-wholesale-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Sound ☺️ | Exceptional 🤩 |
| 7 | [STAUNTON FINANCIAL, INC.](https://saferate.com/lenders/staunton-financial) | Independent Mortgage Company | Exceptional 🤩 | Sound ☺️ | Exceptional 🤩 |
| 8 | [University Bank](https://saferate.com/lenders/university-bank) | Bank | Exceptional 🤩 | Sound ☺️ | Exceptional 🤩 |
| 9 | [Bank of America, National Association](https://saferate.com/lenders/bank-of-america-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 10 | [PNC Bank, National Association](https://saferate.com/lenders/pnc-bank-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 11 | [Independent Bank](https://saferate.com/lenders/independent-bank-mi) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 12 | [MORTGAGE CENTER L.C](https://saferate.com/lenders/mortgage-center-lc) | Independent Mortgage Company | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 13 | [ROCKET MORTGAGE, LLC](https://saferate.com/lenders/rocket-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 14 | [MORTGAGE 1 INCORPORATED](https://saferate.com/lenders/mortgage-1-incorporated) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 15 | [UNIVERSITY OF MICHIGAN CREDIT UNION](https://saferate.com/lenders/university-of-michigan-credit-union) | Credit Union | Strong 😀 | Exceptional 🤩 | Acceptable 🙂 |
| 16 | [JPMorgan Chase Bank, National Association](https://saferate.com/lenders/jpmorgan-chase-bank-national-association) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 17 | [Premier Bank](https://saferate.com/lenders/premier-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 18 | [MICHIGAN SCHOOLS AND GOVERNMENT](https://saferate.com/lenders/michigan-schools-and-government) | Credit Union | Strong 😀 | Strong 😀 | Strong 😀 |
| 19 | [GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION](https://saferate.com/lenders/gold-star-mortgage-financial-group) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 20 | [UNION HOME MORTGAGE CORP.](https://saferate.com/lenders/union-home-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 21 | [RUOFF MORTGAGE COMPANY, INC.](https://saferate.com/lenders/ruoff-mortgage-company) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 22 | [LOANDEPOT.COM, LLC](https://saferate.com/lenders/loandepotcom) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 23 | [CROSSCOUNTRY MORTGAGE, LLC](https://saferate.com/lenders/crosscountry-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 24 | [M/I FINANCIAL, LLC](https://saferate.com/lenders/mi-financial) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 25 | [Flagstar Bank, N.A.](https://saferate.com/lenders/flagstar-bank) | Bank | Strong 😀 | Acceptable 🙂 | Strong 😀 |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-05*

[View interactive rankings on Safe Rate](https://saferate.com/ann-arbor-mi/best-mortgage-lenders)