# Best Mortgage Lenders for USDA Loans in Arkansas - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top USDA mortgage lenders in Arkansas across the 4 P's of mortgage shopping: Pricing, Pullthrough, Products, and Place.

## Market Overview

- **Location:** Arkansas
- **Ranking Type:** Best Mortgage Lenders
- **Loan Product:** USDA
- **Total Lenders in Market:** 180
- **Total Loan Volume:** 31,386
- **Last Updated:** 2026-02-06

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [Simmons Bank](https://saferate.com/lenders/simmons-bank) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 2 | [Firstar Bank](https://saferate.com/lenders/firstar-bank) | Bank | Exceptional 🤩 | Strong 😀 | Exceptional 🤩 |
| 3 | [Eagle Bank and Trust Company](https://saferate.com/lenders/eagle-bank-and-trust) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 4 | [First Security Bank](https://saferate.com/lenders/first-security-bank) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 5 | [Priority Bank](https://saferate.com/lenders/priority-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 6 | [First Financial Bank](https://saferate.com/lenders/first-financial-bank-ar) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 7 | [Centennial Bank](https://saferate.com/lenders/centennial-bank) | Bank | Strong 😀 | Sound ☺️ | Sound ☺️ |
| 8 | [Arvest Bank](https://saferate.com/lenders/arvest-bank) | Bank | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 9 | [First Horizon Bank](https://saferate.com/lenders/first-horizon-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 10 | [Chambers Bank](https://saferate.com/lenders/chambers-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 11 | [ENCORE BANK](https://saferate.com/lenders/encore-bank) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 12 | [Gateway First Bank](https://saferate.com/lenders/gateway-first-bank) | Bank | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 13 | [CORNERSTONE CAPITAL BANK, SSB](https://saferate.com/lenders/cornerstone-capital-bank-ssb) | Bank | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 14 | [Farmers Bank & Trust Company](https://saferate.com/lenders/farmers-bank-trust-ar) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 15 | [First Community Bank](https://saferate.com/lenders/first-community-bank-ar) | Bank | Strong 😀 | Acceptable 🙂 | Sound ☺️ |
| 16 | [Regions Bank](https://saferate.com/lenders/regions-bank) | Bank | Strong 😀 | Acceptable 🙂 | Sound ☺️ |
| 17 | [Bank of England](https://saferate.com/lenders/bank-of-england) | Bank | Strong 😀 | Acceptable 🙂 | Sound ☺️ |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-06*

[View interactive rankings on Safe Rate](https://saferate.com/arkansas/best-mortgage-lenders/banks/usda-loans)