# Best Mortgage Lenders in Birmingham, AL - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top mortgage lenders in Birmingham, AL. Data-driven rankings based on pricing, approval rates, and local market expertise.

## Market Overview

- **Location:** Birmingham, AL
- **Ranking Type:** Best Mortgage Lenders
- **Scope:** All Mortgage Lenders
- **Total Lenders in Market:** 134
- **Total Loan Volume:** 13,445
- **Last Updated:** 2026-02-05

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [FBC MORTGAGE, LLC](https://saferate.com/lenders/fbc-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Strong 😀 | Exceptional 🤩 |
| 2 | [UNITED WHOLESALE MORTGAGE, LLC](https://saferate.com/lenders/united-wholesale-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Sound ☺️ | Exceptional 🤩 |
| 3 | [FirstBank](https://saferate.com/lenders/firstbank-tn) | Bank | Exceptional 🤩 | Sound ☺️ | Exceptional 🤩 |
| 4 | [Trustmark National Bank](https://saferate.com/lenders/trustmark-national-bank) | Bank | Exceptional 🤩 | Sound ☺️ | Exceptional 🤩 |
| 5 | [Truist Bank](https://saferate.com/lenders/truist-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 6 | [PNC Bank, National Association](https://saferate.com/lenders/pnc-bank-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 7 | [Regions Bank](https://saferate.com/lenders/regions-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 8 | [SouthState Bank, National Association](https://saferate.com/lenders/southstate-bank-national-association) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 9 | [Cadence Bank](https://saferate.com/lenders/cadence-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 10 | [SouthPoint Bank](https://saferate.com/lenders/southpoint-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 11 | [GMFS LLC](https://saferate.com/lenders/gmfs) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Exceptional 🤩 |
| 12 | [Synovus Bank](https://saferate.com/lenders/synovus-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 13 | [AVADIAN](https://saferate.com/lenders/avadian) | Credit Union | Strong 😀 | Sound ☺️ | Strong 😀 |
| 14 | [LENDLO MORTGAGE, LLC](https://saferate.com/lenders/lendlo-mortgage) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Exceptional 🤩 |
| 15 | [Ameris Bank](https://saferate.com/lenders/ameris-bank) | Bank | Strong 😀 | Sound ☺️ | Exceptional 🤩 |
| 16 | [NAVY FEDERAL CREDIT UNION](https://saferate.com/lenders/navy-federal-credit-union) | Credit Union | Strong 😀 | Exceptional 🤩 | Sound ☺️ |
| 17 | [ServisFirst Bank](https://saferate.com/lenders/servisfirst-bank) | Bank | Strong 😀 | Sound ☺️ | Exceptional 🤩 |
| 18 | [VANDERBILT MORTGAGE AND FINANCE, INC.](https://saferate.com/lenders/vanderbilt-mortgage-and-finance) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Exceptional 🤩 |
| 19 | [FIRST COLONY MORTGAGE CORPORATION](https://saferate.com/lenders/first-colony-mortgage) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Exceptional 🤩 |
| 20 | [MORTGAGE INVESTORS GROUP, INC.](https://saferate.com/lenders/mortgage-investors-group) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Exceptional 🤩 |
| 21 | [ARK-LA-TEX FINANCIAL SERVICES, LLC.](https://saferate.com/lenders/ark-la-tex-financial-services) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Exceptional 🤩 |
| 22 | [ROCKET MORTGAGE, LLC](https://saferate.com/lenders/rocket-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 23 | [FAIRWAY INDEPENDENT MORTGAGE CORPORATION](https://saferate.com/lenders/fairway-independent-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 24 | [MOVEMENT MORTGAGE, LLC](https://saferate.com/lenders/movement-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 25 | [GUILD MORTGAGE COMPANY LLC](https://saferate.com/lenders/guild-mortgage-company) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-05*

[View interactive rankings on Safe Rate](https://saferate.com/birmingham-al/best-mortgage-lenders)