# Best Mortgage Lenders for Conventional Loans in Blacksburg - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top Conventional mortgage lenders in Blacksburg across the 4 P's of mortgage shopping: Pricing, Pullthrough, Products, and Place.

## Market Overview

- **Location:** Blacksburg
- **Ranking Type:** Best Mortgage Lenders
- **Loan Product:** CONVENTIONAL
- **Total Lenders in Market:** 25
- **Total Loan Volume:** 1,216
- **Last Updated:** 2026-02-05

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [First Heritage Mortgage, LLC](https://saferate.com/lenders/first-heritage-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Sound ☺️ | Exceptional 🤩 |
| 2 | [Alcova Mortgage LLC](https://saferate.com/lenders/alcova-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Acceptable 🙂 | Exceptional 🤩 |
| 3 | [ROCKET MORTGAGE, LLC](https://saferate.com/lenders/rocket-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Acceptable 🙂 | Exceptional 🤩 |
| 4 | [ATLANTIC BAY MORTGAGE GROUP, L.L.C.](https://saferate.com/lenders/atlantic-bay-mortgage-group) | Independent Mortgage Company | Exceptional 🤩 | Acceptable 🙂 | Exceptional 🤩 |
| 5 | [UNITED WHOLESALE MORTGAGE, LLC](https://saferate.com/lenders/united-wholesale-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Acceptable 🙂 | Exceptional 🤩 |
| 6 | [FREEDOM FIRST Federal Credit Union](https://saferate.com/lenders/freedom-first-federal-credit-union) | Credit Union | Strong 😀 | Sound ☺️ | Strong 😀 |
| 7 | [Truist Bank](https://saferate.com/lenders/truist-bank) | Bank | Strong 😀 | Strong 😀 | Strong 😀 |
| 8 | [First Reliance Bank](https://saferate.com/lenders/first-reliance-bank) | Bank | Strong 😀 | Strong 😀 | Exceptional 🤩 |
| 9 | [NAVY FEDERAL CREDIT UNION](https://saferate.com/lenders/navy-federal-credit-union) | Credit Union | Strong 😀 | Exceptional 🤩 | Sound ☺️ |
| 10 | [MOVEMENT MORTGAGE, LLC](https://saferate.com/lenders/movement-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 11 | [Atlantic Union Bank](https://saferate.com/lenders/atlantic-union-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 12 | [Wells Fargo Bank, National Association](https://saferate.com/lenders/wells-fargo-bank-national-association) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 13 | [Prosperity Home Mortgage, LLC](https://saferate.com/lenders/prosperity-home-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 14 | [Renasant Bank](https://saferate.com/lenders/renasant-bank) | Bank | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 15 | [Truliant Federal Credit Union](https://saferate.com/lenders/truliant-federal-credit-union) | Credit Union | Strong 😀 | Strong 😀 | Sound ☺️ |
| 16 | [CMG MORTGAGE, INC.](https://saferate.com/lenders/cmg-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 17 | [NATIONSTAR MORTGAGE LLC](https://saferate.com/lenders/nationstar-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 18 | [UNION HOME MORTGAGE CORP.](https://saferate.com/lenders/union-home-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 19 | [Waterstone Mortgage Corporation](https://saferate.com/lenders/waterstone-mortgage) | Independent Mortgage Company | Strong 😀 | Mediocre 😐 | Strong 😀 |
| 20 | [FIRST BANCORP, INC.](https://saferate.com/lenders/first-bancorp) | Bank | Sound ☺️ | Mediocre 😐 | Strong 😀 |
| 21 | [Celco Community Federal Credit Union](https://saferate.com/lenders/celco-community-federal-credit-union) | Credit Union | Sound ☺️ | Acceptable 🙂 | Strong 😀 |
| 22 | [The Federal Savings Bank](https://saferate.com/lenders/the-federal-savings-bank) | Bank | Sound ☺️ | Mediocre 😐 | Sound ☺️ |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

---

*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-05*

[View interactive rankings on Safe Rate](https://saferate.com/blacksburg/best-mortgage-lenders/conventional-loans)