# Best Mortgage Lenders in Cedar Rapids, IA - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top mortgage lenders in Cedar Rapids, IA. Data-driven rankings based on pricing, approval rates, and local market expertise.

## Market Overview

- **Location:** Cedar Rapids, IA
- **Ranking Type:** Best Mortgage Lenders
- **Scope:** All Mortgage Lenders
- **Total Lenders in Market:** 33
- **Total Loan Volume:** 3,315
- **Last Updated:** 2026-02-05

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [GREENSTATE Credit Union](https://saferate.com/lenders/greenstate-credit-union) | Credit Union | Exceptional 🤩 | Exceptional 🤩 | Exceptional 🤩 |
| 2 | [Hills Bank and Trust Company](https://saferate.com/lenders/hills-bank-and-trust) | Bank | Exceptional 🤩 | Exceptional 🤩 | Exceptional 🤩 |
| 3 | [VERIDIAN CREDIT UNION](https://saferate.com/lenders/veridian-credit-union) | Credit Union | Exceptional 🤩 | Exceptional 🤩 | Exceptional 🤩 |
| 4 | [RESIDENTIAL MORTGAGE NETWORK, INC.](https://saferate.com/lenders/residential-mortgage-network) | Independent Mortgage Company | Exceptional 🤩 | Strong 😀 | Exceptional 🤩 |
| 5 | [IOWA BANKERS MORTGAGE CORPORATION](https://saferate.com/lenders/iowa-bankers-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Exceptional 🤩 | Exceptional 🤩 |
| 6 | [DUPACO COMMUNITY](https://saferate.com/lenders/dupaco-community) | Credit Union | Exceptional 🤩 | Exceptional 🤩 | Exceptional 🤩 |
| 7 | [Collins Community Credit Union](https://saferate.com/lenders/collins-community-credit-union) | Credit Union | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 8 | [LINN AREA](https://saferate.com/lenders/linn-area) | Credit Union | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 9 | [UNITED WHOLESALE MORTGAGE, LLC](https://saferate.com/lenders/united-wholesale-mortgage) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Exceptional 🤩 |
| 10 | [FLAT BRANCH MORTGAGE, INC.](https://saferate.com/lenders/flat-branch-mortgage) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Exceptional 🤩 |
| 11 | [MidWestOne Bank](https://saferate.com/lenders/midwestone-bank) | Bank | Strong 😀 | Strong 😀 | Exceptional 🤩 |
| 12 | [Farmers State Bank](https://saferate.com/lenders/farmers-state-bank-ia-marion) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 13 | [U.S. Bank National Association](https://saferate.com/lenders/us-bank-national-association) | Bank | Strong 😀 | Strong 😀 | Strong 😀 |
| 14 | [MLD MORTGAGE INC.](https://saferate.com/lenders/mld-mortgage) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Exceptional 🤩 |
| 15 | [NAVY FEDERAL CREDIT UNION](https://saferate.com/lenders/navy-federal-credit-union) | Credit Union | Strong 😀 | Exceptional 🤩 | Sound ☺️ |
| 16 | [ROCKET MORTGAGE, LLC](https://saferate.com/lenders/rocket-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 17 | [Wells Fargo Bank, National Association](https://saferate.com/lenders/wells-fargo-bank-national-association) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 18 | [LOANDEPOT.COM, LLC](https://saferate.com/lenders/loandepotcom) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 19 | [NEW AMERICAN FUNDING, LLC](https://saferate.com/lenders/new-american-funding) | Independent Mortgage Company | Sound ☺️ | Acceptable 🙂 | Sound ☺️ |
| 20 | [Mortgage Research Center, LLC](https://saferate.com/lenders/mortgage-research-center) | Independent Mortgage Company | Sound ☺️ | Acceptable 🙂 | Strong 😀 |
| 21 | [Waterstone Mortgage Corporation](https://saferate.com/lenders/waterstone-mortgage) | Independent Mortgage Company | Sound ☺️ | Mediocre 😐 | Strong 😀 |
| 22 | [COMMUNITY 1ST CREDIT UNION](https://saferate.com/lenders/community-1st-credit-union) | Credit Union | Sound ☺️ | Mediocre 😐 | Strong 😀 |
| 23 | [PRIMARY RESIDENTIAL MORTGAGE, INC.](https://saferate.com/lenders/primary-residential-mortgage) | Independent Mortgage Company | Sound ☺️ | Mediocre 😐 | Strong 😀 |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-05*

[View interactive rankings on Safe Rate](https://saferate.com/cedar-rapids-ia/best-mortgage-lenders)