# Best Mortgage Lenders for Conventional Loans in Charleston, WV - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top Conventional mortgage lenders in Charleston, WV across the 4 P's of mortgage shopping: Pricing, Pullthrough, Products, and Place.

## Market Overview

- **Location:** Charleston, WV
- **Ranking Type:** Best Mortgage Lenders
- **Loan Product:** CONVENTIONAL
- **Total Lenders in Market:** 28
- **Total Loan Volume:** 1,426
- **Last Updated:** 2026-02-05

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [City National Bank of West Virginia](https://saferate.com/lenders/city-national-bank-of-west-virginia) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 2 | [The Huntington National Bank](https://saferate.com/lenders/the-huntington-national-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 3 | [Truist Bank](https://saferate.com/lenders/truist-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 4 | [LOANDEPOT.COM, LLC](https://saferate.com/lenders/loandepotcom) | Independent Mortgage Company | Exceptional 🤩 | Sound ☺️ | Strong 😀 |
| 5 | [WesBanco Bank, Inc.](https://saferate.com/lenders/wesbanco-bank) | Bank | Exceptional 🤩 | Sound ☺️ | Strong 😀 |
| 6 | [THE STATE CREDIT UNION](https://saferate.com/lenders/the-state-credit-union) | Credit Union | Exceptional 🤩 | Exceptional 🤩 | Exceptional 🤩 |
| 7 | [WEST VIRGINIA FEDERAL CREDIT UNION](https://saferate.com/lenders/west-virginia-federal-credit-union) | Credit Union | Exceptional 🤩 | Exceptional 🤩 | Exceptional 🤩 |
| 8 | [ROCKET MORTGAGE, LLC](https://saferate.com/lenders/rocket-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Acceptable 🙂 | Exceptional 🤩 |
| 9 | [JPMorgan Chase Bank, National Association](https://saferate.com/lenders/jpmorgan-chase-bank-national-association) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 10 | [Gateway First Bank](https://saferate.com/lenders/gateway-first-bank) | Bank | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 11 | [PRIMELENDING, A PLAINSCAPITAL COMPANY](https://saferate.com/lenders/primelending-a-plainscapital) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 12 | [UNITED WHOLESALE MORTGAGE, LLC](https://saferate.com/lenders/united-wholesale-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 13 | [Fifth Third Bank, National Association](https://saferate.com/lenders/fifth-third-bank-national-association) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 14 | [VICTORIAN FINANCE, LLC](https://saferate.com/lenders/victorian-finance) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 15 | [GUARANTEED RATE, INC.](https://saferate.com/lenders/guaranteed-rate) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 16 | [MOVEMENT MORTGAGE, LLC](https://saferate.com/lenders/movement-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 17 | [CROSSCOUNTRY MORTGAGE, LLC](https://saferate.com/lenders/crosscountry-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 18 | [NAVY FEDERAL CREDIT UNION](https://saferate.com/lenders/navy-federal-credit-union) | Credit Union | Strong 😀 | Exceptional 🤩 | Sound ☺️ |
| 19 | [United Bank](https://saferate.com/lenders/united-bank-va) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 20 | [HOMESPIRE MORTGAGE CORPORATION](https://saferate.com/lenders/homespire-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 21 | [STOCKTON MORTGAGE CORPORATION](https://saferate.com/lenders/stockton-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 22 | [Burke & Herbert Bank & Trust Company](https://saferate.com/lenders/burke-herbert-bank-trust) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 23 | [SUCCESS MORTGAGE PARTNERS, INC.](https://saferate.com/lenders/success-mortgage-partners) | Independent Mortgage Company | Sound ☺️ | Mediocre 😐 | Sound ☺️ |
| 24 | [ROYAL UNITED MORTGAGE LLC](https://saferate.com/lenders/royal-united-mortgage) | Independent Mortgage Company | Sound ☺️ | Mediocre 😐 | Strong 😀 |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-05*

[View interactive rankings on Safe Rate](https://saferate.com/charleston-wv/best-mortgage-lenders/conventional-loans)